Pulling fresh listings…
Active
3
beds
2
baths
1,695
sqft
2
garage
Listed by MERITAGE HOMES OF FL REALTY· Last updated · MLS# TB8520161
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- VILLAMAR
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$154/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
Kitchen/Family Room ComboOpen FloorplanSplit BedroomStone CountersThermostatWalk-in Closet(s)SidewalkSliding Doors
3932 Giorgio Dr is a 2026-built home in Villamar, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,695 square feet of living space. Listed at $274,190 (about $162/sqft), 35 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $154 monthly.
From the listing
Under Construction. Brand new, energy-efficient home available by Jul 2026! Configure the flex room in the front of the home to an at home office space or hobby space. Past the foyer, the open kitchen flows to the dining space, great room and outside patio. Private primary suite offers a spacious area to relax. Visit Villamar and explore new single-family homes for sale in Winter Haven, FL. Residents will have access to two resort-style amenity centers featuring a clubhouse, pool, and playground. Winter Haven is known for its beautiful chain of lakes with lakeside restaurants and its award-winning community theater. Nearby attractions include Legoland Florida and Peppa Pig Theme Park. A brand-new model and new phase are coming soon. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.
The essentials
Built
2026
Price / sqft
$162
On market
69 days
Annual tax
$1
HOA
$154/mo
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
5,500 sqft
Cooling
Central Air
Heating
Central, Electric, Exhaust Fan, Heat Pump
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
69
Kitchen/Family Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Sliding Doors
Sprinkler Metered
Park
Playground
Pool
Dishwasher
Disposal
Exhaust Fan
Microwave
Range
Refrigerator
Elementary
Chain O Lakes Elem
Middle
Denison Middle
High
Lake Region High
Districts can re-zone, so verify directly with the district before relying on these.
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X
Annual Tax (2026)
$1
Parcel #
26-29-15-688505-003660
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Villamar
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
5,500 sqft
HOA
$154/mo
Prime Community Management
Date
Event
Price
7/23/2026
Price change
Source: Stellar MLS #TB8520161
$274,190-1.8%
$162/sqft
—
Price change
Source: Stellar MLS #TB8520161
$279,190-12.5%
$165/sqft
6/17/2026
Listed for sale
Source: Stellar MLS #TB8520161
$319,190
$188/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$1,884
Principal, interest, tax, insurance, HOA
- P&I$1,430
- Tax$0
- Insurance$300
- HOA$154
Loan Amount
$219,352
Down Payment %
20.0%
First Year Summary
Principal
$2,315
Interest
$14,845
Balance
$217,037
Total Interest
$295,452
Total Cost
$514,804
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