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Overview

0 baLand
TypeLand
HOANone listed
Lot234,788 sqft

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About this home

8792 S Steed Ter is a home in Unrec Tracts IN 19-20s-21e, Floral City. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

**PRICE REDUCTION** Discover a rare opportunity to own 5.39 acres of extraordinary natural beauty in the heart of Floral City, Florida. More than just vacant land, this remarkable property is part of a meticulously cultivated environmental sanctuary—a 25-year labor of love that has transformed a former rock quarry into a breathtaking private retreat where nature, privacy, and tranquility exist in perfect harmony. Originally reclaimed through a successful environmental restoration project completed in consultation with the Florida Department of Environmental Protection, the property now supports a thriving ecosystem rich with native flora and fauna. Surrounded by more than 20 species of mature Florida trees, dramatic rock formations, and abundant wildlife including deer, songbirds, and countless native species, this unique parcel offers a peaceful setting that feels worlds away from the demands of everyday life. Beautifully nature-scaped and thoughtfully maintained, the property provides stunning scenery in every direction. Crystal-clear aquifer-fed water features and the adjacent spring-fed quarry pond create an awe-inspiring backdrop unlike anything else on the market. The current stewardship of the land has focused on preserving its natural health through environmentally conscious practices that avoid fertilizers and pesticides, allowing the ecosystem to flourish naturally. Designed with both beauty and functionality in mind, the former quarry serves as a massive drainage retention area capable of holding approximately 30 million gallons of water. The property has been expertly graded for optimal drainage, creating a proven high-ground location that, according to the seller, has remained high and dry and has never flooded. The result is a property that offers both exceptional natural beauty and peace of mind. Whether you envision a private homesite, luxury estate, family compound, weekend retreat, or legacy property for future generations, the possibilities are endless. For those seeking even greater acreage and privacy, the adjoining 6.04-acre parcel is also available, creating a rare opportunity to assemble more than 11 acres of one of the most unique and spectacular properties in the region. Located on a quiet, low-density road cherished by residents for its sense of community, security, and Old Florida charm, you'll enjoy the serenity of country living while remaining less than 10 minutes from Bushnell and approximately 20 minutes from Inverness, where shopping, dining, entertainment, medical facilities, and everyday conveniences are readily available. Citrus County is also home to the renowned Black Diamond Golf Club, offering world-class golf just a short drive away. If you've been searching for a truly one-of-a-kind property where environmental stewardship, breathtaking natural beauty, privacy, and accessibility come together, your search ends here. Build your dream home and create a sanctuary that can be enjoyed for generations to come.

The essentials

On market
125 days
Annual tax
$954
Flood zone
X · Low risk
Lot
234,788 sqft
Type
Land

At a glance

Land
Water views
Trees/Woods
5.39 acres
Lot size

Payment

Est. monthly payment
$1,594/mo
Down payment (20%)
$53,000
Property taxes
$79/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
234,788 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
125
Elementary
Floral City Elementary School
Middle
Inverness Middle School
High
Citrus High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$954
Parcel #
21E-20S-19-0000-43410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Unrec Tracts IN 19-20s-21e
County
Citrus
MLS Area
34436 - Floral City
Lot Size
234,788 sqft
Irregular Lot

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #TB8520345
$265,000-1.9%
6/16/2026
Listed for sale
Source: Stellar MLS #TB8520345
$270,000

Neighborhood

8792 S Steed Ter
Floral City, FL, 34436 · 34436 - Floral City

Calculator

Est. monthly payment
$1,594/mo
Principal & interest$1,382
Property taxes$79
Insurance$133
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

Time on market

125 days

Monthly payment

About $1,594/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $954 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKELLER WILLIAMS REALTY- PALM HARBORListing agent: Brandon RimesListing data from Stellar MLS, MLS# TB8520345.

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