854 Christina Cir, photo 1
Active
1 / 46

Overview

3 bd2 ba2,065 sqft2 car garageSingle Family
TypeSingle Family
HOA$816/yr
Built1994
Lot7,501 sqft
Living area2,065 sqft
Price / sqft$232
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesEat-in KitchenHigh CeilingsLiving Room/Dining Room ComboSolid Surface CountersSolid Wood CabinetsSplit BedroomVaulted Ceiling(s)

854 Christina Cir is a 1994-built home in Bays End, Oldsmar. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,065 square feet of living space. Listed at $480,000 (about $232/sqft), 115 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $816 annually.

From the listing

WAY TO LOW FOR THIS HOME!! There is nothing wrong here!! Welcome to Bays End, a hidden gem community offering a peaceful setting with convenient access to everything the area has to offer. This well-maintained 3-bedroom, 2-bathroom home features a spacious and inviting layout. Enter to an open living room that flows into the dining area. The updated kitchen showcases beautiful cabinetry, generous storage, and plenty of workspace. The heart of the home is the family room, with vaulted ceilings and a fireplace create a warm and open space. The spacious primary suite offers walk-in closets and a tastefully updated en-suite bathroom. Split plan with two bedrooms and a bathroom. Step outside to your own private backyard retreat featuring a pool, spa, paver patio, and fully fenced yard—perfect for relaxing, entertaining, or enjoying Florida's year-round sunshine. Roof 2026!! There is NOTHING wrong with this home!!

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
1994
Price / sqft
$232
On market
115 days
Annual tax
$8,686
HOA
$816/yr
Flood zone
AE
Lot
7,501 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
Private pool
Child Safety Fence
2 car garage
Driveway
7,501 sqft lot
Lot size
2,065 sqft
Living area

Payment

Est. monthly payment
$3,535/mo
Down payment (20%)
$96,000
Property taxes
$724/mo
HOA
$816/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
7,501 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Pool
Child Safety Fence, Gunite, In Ground, Screen Enclosure
Days on Market
115
Built-in Features
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Sidewalk
Dishwasher
Range
Refrigerator
Elementary
Oldsmar Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$8,686
Parcel #
22-28-16-03430-000-0280

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bays End
County
Pinellas
MLS Area
34677 - Oldsmar
Lot Size
7,501 sqft
Sidewalk
HOA
$816/yr
Bays End HOA/ M Castro

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #TB8521571
$480,000-3.8%
$232/sqft
-
Price change
Source: Stellar MLS #TB8521571
$499,000-11.7%
$242/sqft
6/22/2026
Listed for sale
Source: Stellar MLS #TB8521571
$565,000
$274/sqft

Neighborhood

854 Christina Cir
Oldsmar, FL, 34677 · 34677 - Oldsmar

Market insights

Offer Insights

Choose an offer strength

List price: $480,000
$475,000 – $480,000
99.1% – 100% of listTops out right at the list price
80% of listList price
57 of the last 113 home closings in 34677 landed at this number or higher (50%). The median one sat 42 days before it went under contract, and this one is on day 115 after a $85,000 cut.

Sample: 113 closed home sales in 34677 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,535/mo
Principal & interest$2,503
Property taxes$724
Insurance$240
HOA$68
Down payment20% · $96,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$480,000

$232 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,065 sq ft

Time on market

115 days

Year built

1994

Monthly payment

About $3,535/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,686 annual tax bill, insurance, and the $816/yr HOA fee.

HOA fee

$816/yr

Managed by Bays End HOA/ M Castro.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX REALTEC GROUP INCListing agent: Joe KoebelListing data from Stellar MLS, MLS# TB8521571.

Keep exploring Florida

Pick up where you left off, or see what else is out there.