2400 Winding Creek Blvd #20A-109, photo 1
Active Under Contract
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Overview

2 bd2 ba1,050 sqftCondominium
TypeCondominium
Condo dues$625/mo
Built1987
Living area1,050 sqft
Price / sqft$148

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSplit BedroomThermostatWalk-in Closet(s)Window Treatments

2400 Winding Creek Blvd #20A-109 is a 1987-built home in Winding Creek, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,050 square feet of living space. Listed at $154,900 (about $148/sqft), 113 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $625 monthly.

From the listing

Under contract-accepting backup offers. Virtually Staged. This rare ground floor corner 2BR/2BA condo is ideally located in the sought-after community of Winding Creek. It sits on high ground in a NON flood zone and is centrally located with access roads leading to all parts of the county. The unit has a bright, spacious, split bedroom plan that includes the following: welcoming foyer, spacious great room, eat-in kitchen, master bedroom with private bath & walk-in closet, office or guest bedroom, 2nd full bath, utility closet with full size washer & dryer, bonus area, PLUS a rear paved patio perfect for your morning coffee & evening glass of wine. As an end unit, additional windows allow natural light to shine in the great room. Updates include, MASTER BATH: vanity with dual sinks - stone counters and soft close drawers & doors, faucets, mirror, light fixture, toilet, showerhead & custom tiled walk-in shower, HALL BATH: vanity with stone counters, faucet, mirror, light fixture, showerhead, and custom tiled tub, INTERIOR: luxury vinyl flooring, new water heater (2026), and AC system (2021), EXTERIOR: newer roof (2021), and painted parking spots - condo assn takes care of exterior including roof. Unit includes an assigned parking spot footsteps from the front door as well as ample guest parking. This building is non-age restricted, pet friendly, and adjacent to the pool & clubhouse. Winding Creek is a well maintained community with mature plants-shrubs-palms-majestic trees & green lawns. Amenities include: active clubhouse with kitchen - social area - meeting & game rooms, heated pool & spa, tennis/pickleball court, and BBQ picnic area. It is conveniently located a short drive from major shopping hubs, Countryside Mall, Historic Downtown Dunedin, Eclectic Safety Harbor, and Award Winning Clearwater Beach. Enjoy Florida living at its finest with countless activities nearby: beaches, water sports, boating, parks, casual & fine dining, trendy bars, micro-breweries, cafes, festivals, concerts, art shows, theaters, spring training baseball, championship golf & more. This is a MUST SEE for buyers seeking maintenance free living in a desirable community.

The essentials

Built
1987
Price / sqft
$148
On market
113 days
Annual tax
$521
Condo dues
$625/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1987
Community pool
Shared amenity
Assigned parking
1,050 sqft
Living area

Payment

Est. monthly payment
$1,554/mo
Down payment (20%)
$30,980
Property taxes
$43/mo
Condo dues
$625/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1987
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Guest
Days on Market
113
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Courtyard
Lighting
Outdoor Grill
Outdoor Shower
Private Mailbox
Sidewalk
Tennis Court(s)
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Pool
Sidewalks
Street Lights
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Curlew Creek Elementary-PN
Middle
Palm Harbor Middle-PN
High
Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$521
Parcel #
19-28-16-98269-002-1090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Winding Creek
County
Pinellas
MLS Area
33761 - Clearwater
In CountyLandscapedSidewalkPaved
Condo dues
$625/mo
Westcoast Mgmt & Realty Inc - Lynette Offutt

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #TB8521581
$154,900-1.9%
$148/sqft
-
Price change
Source: Stellar MLS #TB8521581
$157,900-1.3%
$150/sqft
6/26/2026
Listed for sale
Source: Stellar MLS #TB8521581
$159,900
$152/sqft

Neighborhood

2400 Winding Creek Blvd #20A-109
Clearwater, FL, 33761 · 33761 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $154,900
$150,000 – $154,900
96.9% – 100% of listTops out right at the list price
80% of listList price
36 of the last 71 condo closings in 33761 landed at this number or higher (51%). The median one sat 32 days before it went under contract, and this one is on day 113 after a $5,000 cut.

Sample: 71 closed condo sales in 33761 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,554/mo
Principal & interest$808
Property taxes$43
Insurance$77
HOA$625
Down payment20% · $30,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$154,900

$148 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,050 sq ft

Time on market

113 days

Year built

1987

Monthly payment

About $1,554/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $521 annual tax bill, insurance, and $625/mo in condo dues.

Condo dues

$625/mo

Managed by Westcoast Mgmt & Realty Inc - Lynette Offutt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byDUNEDIN REALTY LLCListing agent: Pete DagiosListing data from Stellar MLS, MLS# TB8521581.

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