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About this home
12350 S Elm Pt is a home in Oak Forest, Floral City. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Build Your Florida Dream Home on 1 Acre! Discover the perfect blend of privacy, natural beauty, and country charm on this beautiful 1-acre corner homesite in the desirable Oak Forest community of Floral City. Situated on paved roads, this elevated parcel offers an ideal setting for your custom home with plenty of room for a detached garage, workshop, RV storage, boat parking, or outdoor living space. Enjoy the peaceful atmosphere of Old Florida living while remaining conveniently located near shopping, dining, medical facilities, and recreational opportunities. Explore nearby lakes, rivers, parks, and the renowned Withlacoochee State Trail, offering miles of biking, hiking, and nature exploration. With no HOA fees, well and septic placement flexibility, and deed restrictions designed to protect property values, this property provides the freedom and space today's buyers are seeking. Whether you're ready to build now or invest for the future, this exceptional homesite delivers endless possibilities. Don't miss this opportunity to own a premium acre in one of Citrus County's most charming and scenic communities.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$65,000
Time on market
116 days
Monthly payment
About $411/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $470 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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