12350 S Elm Pt, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot43,631 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

12350 S Elm Pt is a home in Oak Forest, Floral City. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Build Your Florida Dream Home on 1 Acre! Discover the perfect blend of privacy, natural beauty, and country charm on this beautiful 1-acre corner homesite in the desirable Oak Forest community of Floral City. Situated on paved roads, this elevated parcel offers an ideal setting for your custom home with plenty of room for a detached garage, workshop, RV storage, boat parking, or outdoor living space. Enjoy the peaceful atmosphere of Old Florida living while remaining conveniently located near shopping, dining, medical facilities, and recreational opportunities. Explore nearby lakes, rivers, parks, and the renowned Withlacoochee State Trail, offering miles of biking, hiking, and nature exploration. With no HOA fees, well and septic placement flexibility, and deed restrictions designed to protect property values, this property provides the freedom and space today's buyers are seeking. Whether you're ready to build now or invest for the future, this exceptional homesite delivers endless possibilities. Don't miss this opportunity to own a premium acre in one of Citrus County's most charming and scenic communities.

The essentials

On market
116 days
Annual tax
$470
Flood zone
X · Low risk
Lot
43,631 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$411/mo
Down payment (20%)
$13,000
Property taxes
$39/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
43,631 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
116
Elementary
Floral City Elementary School
Middle
Inverness Middle School
High
Citrus High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$470
Parcel #
20E-21S-04-0010-000J0-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oak Forest
County
Citrus
MLS Area
34436 - Floral City
Lot Size
43,631 sqft
Corner Lot

Price history

Date
Event
Price
6/22/2026
Listed for sale
Source: Stellar MLS #TB8521582
$65,000

Neighborhood

12350 S Elm Pt
Floral City, FL, 34436 · 34436 - Floral City

Calculator

Est. monthly payment
$411/mo
Principal & interest$339
Property taxes$39
Insurance$33
Down payment20% · $13,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$65,000

Time on market

116 days

Monthly payment

About $411/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $470 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byHOMAN REALTY GROUP INCListing agent: Marco MelvilleListing data from Stellar MLS, MLS# TB8521582.

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