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About this home
18425 Swan Lake Dr is a 1978-built home in Windemere Unit I, Lutz. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,820 square feet of living space. Listed at $329,900 (about $181/sqft), 120 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable.
Under contract-accepting backup offers. Welcome to one of the best values in the community! This spacious 4-bedroom, 2-bath home with a dedicated den offers approximately 1,830 square feet of comfortable living space and is currently the best-priced home available in the neighborhood. Designed with both functionality and efficiency in mind, this home features fully owned, paid-off solar panels, no lease and no loan, helping reduce monthly energy costs while providing long-term savings and added value for years to come. The open floor plan includes a separate den that is perfect for a home office, playroom, fitness space, or additional guest area. The open living and dining areas provide plenty of room for everyday living and entertaining. Outside you can enjoy Florida living year-round from the screened porch, offering the perfect place to relax with your morning coffee or unwind after a long day. The ½ car garage provides ample room for storage, tools, or recreational equipment. Conveniently located near shopping, dining, schools, parks, and major roadways, this home offers both comfort and convenience in a highly desirable community. Opportunities like this don't come along often. With its spacious layout, energy-efficient solar system, screened outdoor living space, and aggressive pricing, this home is positioned to sell quickly. Schedule your private showing today before this exceptional value is gone! 3D floor plan available upon request. FHA, VA & Conventional Financing Welcome! Home passed a 4pt inspection and wind mitigation inspection 8/6/2026.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$329,900
$181 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,820 sq ft
Time on market
120 days
Year built
1978
Monthly payment
About $2,056/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,040 annual tax bill, insurance.
Flood zone
Zone X*
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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