18425 Swan Lake Dr, photo 1
Active Under Contract
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Overview

4 bd2 ba1,820 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1978
Lot8,250 sqft
Living area1,820 sqft
Price / sqft$181
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboOpen FloorplanRain GuttersDishwasher

18425 Swan Lake Dr is a 1978-built home in Windemere Unit I, Lutz. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,820 square feet of living space. Listed at $329,900 (about $181/sqft), 120 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under contract-accepting backup offers. Welcome to one of the best values in the community! This spacious 4-bedroom, 2-bath home with a dedicated den offers approximately 1,830 square feet of comfortable living space and is currently the best-priced home available in the neighborhood. Designed with both functionality and efficiency in mind, this home features fully owned, paid-off solar panels, no lease and no loan, helping reduce monthly energy costs while providing long-term savings and added value for years to come. The open floor plan includes a separate den that is perfect for a home office, playroom, fitness space, or additional guest area. The open living and dining areas provide plenty of room for everyday living and entertaining. Outside you can enjoy Florida living year-round from the screened porch, offering the perfect place to relax with your morning coffee or unwind after a long day. The ½ car garage provides ample room for storage, tools, or recreational equipment. Conveniently located near shopping, dining, schools, parks, and major roadways, this home offers both comfort and convenience in a highly desirable community. Opportunities like this don't come along often. With its spacious layout, energy-efficient solar system, screened outdoor living space, and aggressive pricing, this home is positioned to sell quickly. Schedule your private showing today before this exceptional value is gone! 3D floor plan available upon request. FHA, VA & Conventional Financing Welcome! Home passed a 4pt inspection and wind mitigation inspection 8/6/2026.

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The essentials

Built
1978
Price / sqft
$181
On market
120 days
Annual tax
$2,040
Flood zone
X* · Low risk
Lot
8,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 1978
1 car garage
8,250 sqft lot
Lot size
1,820 sqft
Living area

Payment

Est. monthly payment
$2,056/mo
Down payment (20%)
$65,980
Property taxes
$170/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1978
Lot
8,250 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
120
Kitchen/Family Room Combo
Open Floorplan
Rain Gutters
Dishwasher
Elementary
Lutz-HB
Middle
Liberty-HB
High
Freedom-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$2,040
Parcel #
U-18-27-19-1BC-000003-00004.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windemere Unit I
County
Hillsborough
MLS Area
33549 - Lutz
Lot Size
8,250 sqft

Price history

Date
Event
Price
8/26/2026
Pending sale
Source: Stellar MLS #TB8521778
$329,900
$181/sqft
8/21/2026
Price change
Source: Stellar MLS #TB8521778
$329,900-2.9%
$181/sqft
-
Price change
Source: Stellar MLS #TB8521778
$339,900-9.4%
$187/sqft
6/22/2026
Listed for sale
Source: Stellar MLS #TB8521778
$375,000+563.7%
$206/sqft
6/1/1979
Sold
Source: Hillsborough County Public Record
$56,500
$31/sqft

Neighborhood

18425 Swan Lake Dr
Lutz, FL, 33549 · 33549 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $329,900
$327,500 – $329,900
99.5% – 100% of listTops out right at the list price
80% of listList price
41 of the last 78 home closings in 33549 landed at this number or higher (53%). The median one sat 26 days before it went under contract, and this one is on day 120 after a $45,100 cut.

Sample: 78 closed home sales in 33549 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,056/mo
Principal & interest$1,721
Property taxes$170
Insurance$165
Down payment20% · $65,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$329,900

$181 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,820 sq ft

Time on market

120 days

Year built

1978

Monthly payment

About $2,056/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,040 annual tax bill, insurance.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Jose Cruz, JrListing data from Stellar MLS, MLS# TB8521778.

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