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Overview

4 bd6 ba3,703 sqft1 car garageSingle Family
TypeSingle Family
HOA$180/mo
Built2024
Lot3,174 sqft
Living area3,703 sqft
Price / sqft$783
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingDry BarEat-in KitchenElevatorHigh CeilingsPrimarybedroom UpstairsSolid Surface Counters

5826 Shell Cove Dr is a 2024-built home in Waterfront/Cape Harbour, Cape Coral. Inside you'll find 4 bedrooms, 6 bathrooms, and 3,703 square feet of living space. Listed at $2,899,000 (about $783/sqft), 113 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $180 monthly.

From the listing

A PRIVATE WATERFRONT RESORT IN THE HEART OF CAPE HARBOUR. This luxury residence is more than a home, it is an experience. Set on a rare double lot with direct boating access and sweeping views over the mangrove preserve, this 4 story coastal estate was designed for those who want the very best of Cape Coral waterfront living. With a private elevator servicing all 4 floors, 4 furnished decks, balcony access from every bedroom, a screened heated saltwater pool and spa, full outdoor kitchen, waterfront bar, tiki hut, private dock, and two boat lifts (30k & 15k), every detail supports a lifestyle centered around boating, entertaining, relaxation, and unforgettable views. Inside, the home delivers refined coastal elegance with soaring ceilings, tile flooring throughout, tray ceilings with lighting, walls of glass, and expansive indoor outdoor spaces that frame the water from every angle. The gourmet kitchen is the centerpiece of the main living level, featuring a large island with seating, dual tone cabinetry, cabinet lighting, KitchenAid appliances, cooktop with vented hood, double wall oven, oversized refrigerator, pot filler, designer backsplash, wine cooler, pendant lighting, and a wet bar area with built in espresso and cappuccino maker. The open concept living and dining areas are ideal for gathering, with an 8 person dining table, additional seating, and a seamless connection to the oversized balcony overlooking the water. Designed with comfort and privacy in mind, the residence offers spacious bedroom suites, en suite bathrooms, generous closet space, and kitchenettes on multiple levels. The second floor includes 2 bedrooms, a kitchenette, walk in closet space, and beautifully finished bathrooms with both tub and shower options. The 4th floor honeymoon suite feels like its own private escape, complete with a private deck, kitchenette, coffee bar, sink, washer and dryer, quartz countertops, tall ceilings, custom closet cabinetry, dual vanity, soaking tub, and oversized walk in shower. A game room with foosball and additional sleeping accommodations adds flexibility for guests, extended family, or luxury rental use. The outdoor areas are truly unforgettable. Enjoy sunrise coffee from one deck, sunset cocktails from another, then spend the day boating, kayaking, grilling, relaxing by the pool, or soaking in the spa as the water and mangroves create the perfect backdrop. The pool level includes a full bathroom, making it easy to rinse off after boating or swimming, while the full outdoor kitchen with ice maker, gas grill, and waterfront bar creates the ultimate entertaining space. With multiple A/C units, raised pool and A/C equipment, 2 washer and dryer sets, high speed internet, abundant storage, driveway parking, additional on site parking, and the rare combination of luxury finishes, private elevator access, and direct boating from Cape Harbour, this property stands in a class of its own.

The essentials

Built
2024
Price / sqft
$783
On market
113 days
Annual tax
$19,036
HOA
$180/mo
Flood zone
AE
Lot
3,174 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 2024
Waterfront
Canal - Saltwater
Private pool
Heated
1 car garage
3,174 sqft lot
Lot size

Payment

Est. monthly payment
$18,335/mo
Down payment (20%)
$579,800
Property taxes
$1,586/mo
HOA
$180/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
3,174 sqft
Cooling
Central Air, Mini-Split Unit(s), Wall/Window Unit(s)
Heating
Central, Electric, Ductless
Parking
-
Pool
Heated, In Ground, Infinity, Lighting, Salt Water, Screen Enclosure
Waterfront
Canal - Saltwater, Gulf/Ocean
Days on Market
113
Ceiling Fans(s)
Crown Molding
Dry Bar
Eat-in Kitchen
Elevator
High Ceilings
Primarybedroom Upstairs
Solid Surface Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Hurricane Shutters
Lighting
Outdoor Grill
Outdoor Kitchen
Storage
Built-in Oven
Cooktop
Disposal
Dryer
Ice Maker
Microwave
Range Hood
Refrigerator
Washer
Wine Refrigerator
Flood Zone AE
Annual Tax (2025)
$19,036
Parcel #
21-45-23-C2-12000.0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterfront/Cape Harbour
County
Lee
MLS Area
33914 - Cape Coral
Lot Size
3,174 sqft
HOA
$180/mo
Heather

Price history

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #TB8521864
$2,899,000-3.4%
$783/sqft
-
Price change
Source: Stellar MLS #TB8521864
$3,000,000-6.2%
$810/sqft
6/22/2026
Listed for sale
Source: Stellar MLS #TB8521864
$3,200,000
$864/sqft

Neighborhood

5826 Shell Cove Dr
Cape Coral, FL, 33914 · 33914 - Cape Coral

Market insights

Offer Insights

Choose an offer strength

List price: $2,899,000
$2.83M – $2.90M
97.6% – 100% of listTops out right at the list price
80% of listList price
21 of the last 40 home closings in 33914 landed at this number or higher (53%). The median one sat 42 days before it went under contract, and this one is on day 113 after a $301,000 cut.

Sample: 40 closed home sales in 33914 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$18,335/mo
Principal & interest$15,119
Property taxes$1,586
Insurance$1,450
HOA$180
Down payment20% · $579,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,899,000

$783 per sq ft

Beds and baths

4 beds, 6 baths

Size

3,703 sq ft

Time on market

113 days

Year built

2024

Monthly payment

About $18,335/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $19,036 annual tax bill, insurance, and the $180/mo HOA fee.

HOA fee

$180/mo

Managed by Heather.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byTHE KEYES COMPANYListing agent: Jeffrey MiloffListing data from Stellar MLS, MLS# TB8521864.

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