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Overview

3 bd3 ba2,190 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1982
Lot8,137 sqft
Living area2,190 sqft
Price / sqft$696
Garage2 car

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About this home

Eat-in KitchenOpen FloorplanSolid Surface CountersStone CountersVaulted Ceiling(s)Sliding DoorsRange Hood

970 Boca Ciega Isle Dr is a 1982-built home in Boca Ciega Isle, St Pete Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,190 square feet of living space. Listed at $1,525,000 (about $696/sqft), 113 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Exceptional waterfront opportunity on beautiful Boca Ciega Isle in St. Pete Beach. Featuring a new and improved price along this property offers approximately 84 feet of waterfront frontage, a newer seawall, and breathtaking open water views across Boca Ciega Bay toward downtown St. Petersburg. This three-story residence presents a rare chance to reimagine, renovate, enjoy as-is while completing improvements, or design and build a future custom waterfront estate in one of the area’s most desirable coastal communities. The property experienced flood damage during the 2024 hurricanes and is being offered as-is, creating an outstanding opportunity for buyers seeking flexibility, vision, and premier waterfront positioning. The existing residence offers a versatile multi-level layout with tremendous potential. The first level consists of approximately 995 sq ft. and includes a two-car garage, expansive storage areas, laundry, and bathroom. The oversized driveway provides additional parking for approximately four vehicles. A stunning floor-to-ceiling stone feature wall extends alongside the staircase, creating a dramatic architectural focal point that carries through the home’s vertical design. The second living level features an open-concept great room design with kitchen, living, and dining areas positioned to maximize the stunning water views, along with a waterfront breakfast nook, remodeled guest bath, and guest bedrooms with luxury vinyl plank flooring already installed. The expansive great room remains ready for completion, offering the next owner the opportunity to customize finishes and design details to their preferences. The entire third floor is dedicated to the primary suite, highlighted by panoramic water views, a private waterfront balcony, and a remodeled primary bath retreat. Additional features include multi-zone air conditioning systems with elevated A/C components, along with an elevated electrical panel, offering improvements that may appeal to buyers planning future renovations or long-term ownership. Whether the vision is completing the existing structure for immediate or future enjoyment, creating a seasonal waterfront escape, holding as a long-term investment, or constructing a new luxury coastal residence, the possibilities here are extensive. The generous waterfront setting offers the ideal backdrop for outdoor living, boating, entertaining, and enjoying the Florida waterfront lifestyle. Boca Ciega Isle is ideally located near the sugar sand beaches of St. Pete Beach, waterfront dining, marinas, shopping, parks, and entertainment, with convenient access to the iconic Don CeSar Hotel, Fort De Soto Park, Pass-a-Grille, and downtown St. Petersburg. The location combines the privacy of a waterfront island community with convenient access to boating, fishing, Gulf beaches, waterfront recreation, and the many dining and entertainment options throughout the Tampa Bay area. All information is believed to be accurate but is not guaranteed. Buyers and agents to verify all facts and information pertinent to their purchase decision.

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The essentials

Built
1982
Price / sqft
$696
On market
113 days
Annual tax
$20,041
Flood zone
AE
Lot
8,137 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 1982
Waterfront
Intracoastal Waterway
2 car garage
8,137 sqft lot
Lot size
2,190 sqft
Living area

Payment

Est. monthly payment
$10,386/mo
Down payment (20%)
$305,000
Property taxes
$1,670/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1982
Lot
8,137 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Intracoastal Waterway
Days on Market
113
Eat-in Kitchen
Open Floorplan
Solid Surface Counters
Stone Counters
Vaulted Ceiling(s)
Sliding Doors
Range Hood
Elementary
Azalea Elementary-PN
Middle
Bay Point Middle-PN
High
Boca Ciega High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$20,041
Parcel #
06-32-16-09594-001-0380

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Boca Ciega Isle
County
Pinellas
MLS Area
33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Lot Size
8,137 sqft

Price history

Date
Event
Price
8/19/2026
Price change
Source: Stellar MLS #TB8522190
$1,525,000-9.0%
$696/sqft
6/22/2026
Listed for sale
Source: Stellar MLS #TB8522190
$1,675,000
$765/sqft

Neighborhood

970 Boca Ciega Isle Dr
St Pete Beach, FL, 33706 · 33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl

Market insights

Offer Insights

Choose an offer strength

List price: $1,525,000
$1.48M – $1.52M
97% – 100% of listTops out right at the list price
80% of listList price
80 of the last 158 home closings in 33706 landed at this number or higher (51%). The median one sat 67 days before it went under contract, and this one is on day 113 after a $150,000 cut.

Sample: 158 closed home sales in 33706 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$10,386/mo
Principal & interest$7,953
Property taxes$1,670
Insurance$763
Down payment20% · $305,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,525,000

$696 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,190 sq ft

Time on market

113 days

Year built

1982

Monthly payment

About $10,386/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $20,041 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byRESULTS REAL ESTATE INCListing agent: Stephanie SeeListing data from Stellar MLS, MLS# TB8522190.

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