638 Dogwood CT, photo 1
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Overview

4 bd2 ba1,392 sqftDuplex
TypeDuplex
HOANone listed
Built1970
Lot4,299 sqft
Living area1,392 sqft
Price / sqft$341

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboFencePrivate YardRangeRefrigerator

638 Dogwood CT is a 1970-built home in Colonial Village 3rd Add, Dunedin. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,392 square feet of living space. Listed at $475,000 (about $341/sqft), 116 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Rare opportunity to own a duplex in one of Tampa Bay’s most sought-after coastal communities! This solid block construction property offers the perfect opportunity for buyers seeking to live in one side while generating rental income from the other, reducing monthly expenses while building long-term wealth. Investors will also appreciate the strong rental demand and exceptional location that continues to attract both residents and visitors to Dunedin. Located in a desirable non-flood zone area of Dunedin, this property offers two separate units, each featuring 2 bedrooms, 1 bathroom, comfortable living spaces, private entrances, separate laundry rooms, and backyards. Whether you are looking for an owner-occupied investment, multi-generational living, or an addition to your rental portfolio, this versatile property provides flexibility rarely found in this price range. The location is truly exceptional. Situated less than half a mile from the waterfront and vibrant Main Street Dunedin, residents can easily enjoy the city’s renowned restaurants, breweries, cafés, boutiques, galleries, festivals, and year-round community events. The property is also approximately a third of a mile from the TD Ballpark, that is the spring training home of the Toronto Blue Jays and Dunedin Blue Jays, and just moments from the Pinellas Trail, offering convenient access to miles of scenic paths connecting parks, recreation, dining, and entertainment throughout the county. Dunedin’s unique coastal lifestyle continues to make it one of the most desirable communities on the Gulf Coast. Golf carts are permitted throughout much of the city, adding to the convenience of enjoying nearby attractions, waterfront parks, the marina, and downtown amenities without always needing to get in the car. Outdoor enthusiasts will appreciate the short drive to Honeymoon Island State Park, featuring Gulf beaches, nature trails, kayaking, fishing, and access to Caladesi Island. Clearwater Beach and the historic Sponge Docks of Tarpon Springs are also nearby, providing even more options for recreation and entertainment. Dunedin properties in this prime location often command significantly higher prices, making this duplex an outstanding opportunity to own in a premier coastal community while creating immediate income potential. Whether you’re searching for an affordable path into Dunedin, a smart investment, or a property that combines lifestyle and financial benefits, this rare duplex delivers location, flexibility, and opportunity.

The essentials

Built
1970
Price / sqft
$341
On market
116 days
Annual tax
$4,392
Flood zone
X · Low risk
Lot
4,299 sqft
Type
Duplex

At a glance

Multi-family
Built 1970
4,299 sqft lot
Lot size
1,392 sqft
Living area

Payment

Est. monthly payment
$3,081/mo
Down payment (20%)
$95,000
Property taxes
$366/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
1970
Lot
4,299 sqft
Cooling
Wall/Window Unit(s)
Heating
Ductless
Parking
-
Days on Market
116
Ceiling Fans(s)
Living Room/Dining Room Combo
Fence
Private Yard
Range
Refrigerator
Elementary
San Jose Elementary-PN
Middle
Dunedin Highland Middle-PN
High
Dunedin High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,392
Parcel #
34-28-15-17517-000-0530

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Colonial Village 3rd Add
County
Pinellas
MLS Area
34698 - Dunedin
Lot Size
4,299 sqft

Price history

Date
Event
Price
7/24/2026
Price change
Source: Stellar MLS #TB8522332
$475,000-9.4%
$341/sqft
6/20/2026
Listed for sale
Source: Stellar MLS #TB8522332
$524,000
$376/sqft

Neighborhood

638 Dogwood CT
Dunedin, FL, 34698 · 34698 - Dunedin

Market insights

Offer Insights

Choose an offer strength

List price: $475,000
$470,000 – $475,000
99% – 100% of listTops out right at the list price
80% of listList price
102 of the last 202 home closings in 34698 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 116 after a $49,000 cut.

Sample: 202 closed home sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,081/mo
Principal & interest$2,477
Property taxes$366
Insurance$238
Down payment20% · $95,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$475,000

$341 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,392 sq ft

Time on market

116 days

Year built

1970

Monthly payment

About $3,081/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,392 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS REALTY- PALM HARBORListing agent: Gary UbaldiniListing data from Stellar MLS, MLS# TB8522332.

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