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Active
4
beds
4
baths
2,820
sqft
3
garage
Listed by LPT REALTY LLC· Last updated · MLS# TB8522386
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About this home
Ceiling Fans(s)Dry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor
528 Ocean Spray Dr is a 2021-built home in Shell Cove Ph 2, Ruskin. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,820 square feet of living space. Listed at $409,000 (about $145/sqft), 36 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $85 annually.
From the listing
BACK ON THE MARKET BUYERS LOSS IS YOUR GAIN! Welcome to 528 Ocean Spray Drive, a move-in-ready 2021 home in the desirable Shell Cove community. Offering 4 bedrooms, 3.5 bathrooms and 2,820 square feet, this spacious home features an open-concept layout ideal for comfortable living and entertaining. The kitchen showcases granite countertops, stainless steel appliances, abundant cabinetry and a large center island overlooking the main living area. A private in-law suite with a separate entrance provides excellent flexibility for guests, extended family, a home office or additional living space. Additional highlights include a three-car garage and fenced backyard. Residents enjoy access to a resort-style community pool, playground, park and walking trails, with convenient access to I-75, Tampa, shopping and dining. A 2.9% assumable mortgage may be available to qualified buyers; VA status is not required. Preapproval is required with all offers, and the seller must review all buyer qualifications. Schedule your private showing today!
The essentials
Built
2021
Price / sqft
$145
On market
55 days
Annual tax
$10,267
HOA
$85/yr
Flood zone
X500* · Low risk
Lot
7,680 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2021
Lot
7,680 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
55
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Buyer Approval Required
Deed Restrictions
Pool
Dishwasher
Disposal
Dryer
Freezer
Microwave
Range
Refrigerator
Washer
Elementary
Thompson Elementary
Middle
Shields-HB
High
Lennard-HB
Districts can re-zone, so verify directly with the district before relying on these.
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X500*
Annual Tax (2024)
$10,267
Parcel #
U-06-32-19-C0O-000000-00603.0
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Shell Cove Ph 2
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
7,680 sqft
HOA
$85/yr
Beverly Pavon
Date
Event
Price
7/1/2026
Listed for sale
Source: Stellar MLS #TB8522386
$409,000+2.5%
$145/sqft
10/20/2021
Sold
Source: Hillsborough County Public Record
$399,200
$142/sqft
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Loan Details
$100K$2M
Your Results
Total Monthly Payment
$3,296
Principal, interest, tax, insurance, HOA
- P&I$2,133
- Tax$856
- Insurance$300
- HOA$7
Loan Amount
$327,200
Down Payment %
20.0%
First Year Summary
Principal
$3,454
Interest
$22,143
Balance
$323,746
Total Interest
$440,716
Total Cost
$767,916
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