809 Seminole Sky Dr, photo 1
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Overview

4 bd3 ba2,651 sqft3 car garageSingle Family
TypeSingle Family
HOA$99/qtr
Built2010
Lot8,400 sqft
Living area2,651 sqft
Price / sqft$202
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 10 · 12:00 PM to 3:00 PM

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsIN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSplit Bedroom

809 Seminole Sky Dr is a 2010-built home in Bahia Lakes Phase 2, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,651 square feet of living space. Listed at $534,900 (about $202/sqft), 65 days on market. Flood zone X500/AE - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $99 quarterly.

From the listing

UPGRADES GALORE! Welcome to 809 Seminole Sky in Ruskin, where major improvements and thoughtful upgrades provide peace of mind and effortless Florida living. This beautifully maintained home features a new roof (2024), hurricane-impact windows (2025), hurricane-rated front door, and remote-controlled hurricane protection for the sliding glass doors. Enjoy the Florida lifestyle with a private pool, upgraded pool cage with premium 20x20 screening and stainless-steel reinforcement (2025), reinforced pergola, and fully screened outdoor living area. Additional upgrades include exterior paint (2025), whole-home water softener, reverse osmosis drinking water system, two solar-powered attic fans, enhanced insulation, leaf-filter gutter system, and updated lighting and ceiling fans throughout. The kitchen also features stylish peninsula accent lighting. One side yard is fully fenced, with a paved walkway on the opposite side. A Guardian security system is available for reactivation, and select furnishings are negotiable. So many of the major updates have already been completed, allowing you to move in and enjoy with confidence!

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The essentials

Built
2010
Price / sqft
$202
On market
65 days
Annual tax
$6,883
HOA
$99/qtr
Flood zone
X500/AE · Low risk
Lot
8,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 2010
Waterfront
Lake Front
Private pool
In Ground
3 car garage
Garage Door Opener
8,400 sqft lot
Lot size

Payment

Est. monthly payment
$3,664/mo
Down payment (20%)
$106,980
Property taxes
$574/mo
HOA
$99/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2010
Lot
8,400 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Pool
In Ground
Waterfront
Lake Front
Days on Market
65
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Hurricane Shutters
Playground
Pool
Street Lights
Dishwasher
Disposal
Electric Water Heater
Range
Refrigerator
Elementary
Thompson Elementary
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X500/AE
Annual Tax (2025)
$6,883
Parcel #
U-06-32-19-94O-000000-00194.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bahia Lakes Phase 2
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
8,400 sqft
SidewalkPaved
HOA
$99/qtr
Bahia Lakes HOA / Tamra Marley

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #TB8534300
$534,900-2.7%
$202/sqft
8/6/2026
Listed for sale
Source: Stellar MLS #TB8534300
$549,900+139.1%
$207/sqft
4/27/2015
Sold
Source: Hillsborough County Public Record
$230,000
$87/sqft

Neighborhood

809 Seminole Sky Dr
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $534,900
$530,000 – $534,900
99.5% – 100% of listTops out right at the list price
80% of listList price
122 of the last 210 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 65 after a $15,000 cut.

Sample: 210 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,664/mo
Principal & interest$2,790
Property taxes$574
Insurance$267
HOA$33
Down payment20% · $106,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$534,900

$202 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,651 sq ft

Time on market

65 days

Year built

2010

Monthly payment

About $3,664/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,883 annual tax bill, insurance, and the $99/qtr HOA fee.

HOA fee

$99/qtr

Managed by Bahia Lakes HOA / Tamra Marley.

Flood zone

Zone X500/AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byKELLER WILLIAMS SOUTH SHOREListing agent: Michelle DunnListing data from Stellar MLS, MLS# TB8534300.

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