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Overview

4 bd2 ba2,483 sqft3 car garageSingle Family
TypeSingle Family
HOA$230/yr
Built2004
Lot9,600 sqft
Living area2,483 sqft
Price / sqft$223
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboWalk-in Closet(s)LightingCooktopDishwasherDisposalDryer

3735 Gaviota Dr is a 2004-built home in LA Paloma Village Unit 2 Ph, Ruskin. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,483 square feet of living space. Listed at $554,900 (about $223/sqft), 78 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $230 annually.

From the listing

Welcome to your Florida dream home in the desirable La Paloma community of Ruskin! This beautiful 4-bedroom, 2-bathroom single-family home offers a spacious and comfortable layout with plenty of room for family, guests, and entertaining. A 3-car garage provides ample parking and storage, adding both convenience and functionality to the home. Step outside and enjoy your own private pool, creating the perfect setting to relax, soak up the Florida sunshine, and entertain family and friends. Whether you’re enjoying a quiet morning by the pool or hosting an evening gathering, the outdoor space offers a wonderful private retreat. Located in the La Paloma community in Ruskin, this home combines the comfort of a well-appointed single-family residence with the relaxed Florida lifestyle. With four bedrooms, two bathrooms, a three-car garage, and a private pool, this property is an excellent opportunity for anyone looking for space, privacy, and a place to call home. Come see all that this wonderful Ruskin home has to offer—you won’t want to miss it!

The essentials

Built
2004
Price / sqft
$223
On market
78 days
Annual tax
$4,364
HOA
$230/yr
Flood zone
X · Low risk
Lot
9,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
Heated
3 car garage
9,600 sqft lot
Lot size
2,483 sqft
Living area

Payment

Est. monthly payment
$3,554/mo
Down payment (20%)
$110,980
Property taxes
$364/mo
HOA
$230/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
9,600 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Deck, Heated, In Ground, Lighting
Days on Market
78
Ceiling Fans(s)
Living Room/Dining Room Combo
Walk-in Closet(s)
Lighting
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,364
Parcel #
U-02-32-19-63K-000005-00009.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
LA Paloma Village Unit 2 Ph
County
Hillsborough
MLS Area
33573 - Sun City Center / Ruskin
Lot Size
9,600 sqft
HOA
$230/yr
La Paloma Village HOA / Peter Byrnes

Price history

Date
Event
Price
11/13/2026
Price change
Source: Stellar MLS #TB8543700
$554,900-0.8%
$223/sqft
-
Price change
Source: Stellar MLS #TB8543700
$559,500-1.0%
$225/sqft
8/29/2026
Listed for sale
Source: Stellar MLS #TB8543700
$565,000+137.3%
$228/sqft
6/29/2004
Sold
Source: Hillsborough County Public Record
$238,100
$96/sqft

Neighborhood

3735 Gaviota Dr
Ruskin, FL, 33573 · 33573 - Sun City Center / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $554,900
$550,000 – $554,900
99% – 100% of listTops out right at the list price
80% of listList price
139 of the last 277 home closings in 33573 landed at this number or higher (50%). The median one sat 45 days before it went under contract, and this one is on day 78 after a $10,100 cut.

Sample: 277 closed home sales in 33573 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,554/mo
Principal & interest$2,894
Property taxes$364
Insurance$277
HOA$19
Down payment20% · $110,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$554,900

$223 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,483 sq ft

Time on market

78 days

Year built

2004

Monthly payment

About $3,554/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,364 annual tax bill, insurance, and the $230/yr HOA fee.

HOA fee

$230/yr

Managed by La Paloma Village HOA / Peter Byrnes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMIHARA & ASSOCIATES INC.Listing agent: Rimo KadousListing data from Stellar MLS, MLS# TB8543700.

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