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Overview

4 bd3 ba2,549 sqft3 car garageSingle Family
TypeSingle Family
HOA$525/yr
Built2022
Lot13,323 sqft
Living area2,549 sqft
Price / sqft$212
Garage3 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanSolid Surface CountersWalk-in Closet(s)Dishwasher

3911 Gaviota Dr is a 2022-built home in LA Paloma Village Ph 3b Un 2, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,549 square feet of living space. Listed at $540,000 (about $212/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $525 annually.

From the listing

Virtually Staged. **CUL-DE-SAC LOCATION, OVERSIZED LOT, AND PRESERVE VIEWS ON TWO SIDES!** Beautifully appointed 3-bedroom, 3-bathroom home with a versatile den, situated on a spacious 0.31-acre lot (13,323 sq. ft.) in La Paloma Village. Wooded preserve areas behind and beside the property provide a peaceful setting and added privacy. Step inside to discover high ceilings, elegant architectural arches, and an inviting open floor plan. The gourmet kitchen features a large island, quartz countertops, stainless steel appliances, double ovens, a gas cooktop, and abundant cabinetry. A formal dining room and separate breakfast area give you plenty of space for entertaining and everyday living, while the den is perfect for a home office or additional sitting area. Enjoy beautiful preserve views from the covered, screened lanai overlooking the generous backyard. The extended three-car garage features epoxy-coated floors and an additional two feet of depth. Other upgrades include impact-resistant windows, surround sound in the family room, quartz countertops in all bathrooms, and many more! **A wonderful combination of space, privacy, and thoughtful upgrades. Schedule your private showing today!**

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The essentials

Built
2022
Price / sqft
$212
On market
16 days
Annual tax
$7,765
HOA
$525/yr
Flood zone
X · Low risk
Lot
13,323 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
3 car garage
Oversized
0.30 acres
Lot size
2,549 sqft
Living area

Payment

Est. monthly payment
$3,777/mo
Down payment (20%)
$108,000
Property taxes
$647/mo
HOA
$525/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
13,323 sqft
Cooling
Central Air
Heating
Central
Parking
Oversized
Days on Market
16
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Walk-in Closet(s)
Dishwasher
Disposal
Dryer
Gas Cooktop
Gas Water Heater
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,765
Parcel #
U-02-32-19-C3V-000001-00053.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
LA Paloma Village Ph 3b Un 2
County
Hillsborough
MLS Area
33573 - Sun City Center / Ruskin
Lot Size
13,323 sqft
HOA
$525/yr
Peter Byrnes

Price history

Date
Event
Price
10/29/2026
Listed for sale
Source: Stellar MLS #A4711213
$540,000
$212/sqft

Neighborhood

3911 Gaviota Dr
Ruskin, FL, 33573 · 33573 - Sun City Center / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $540,000
$535,000 – $540,000
99% – 100% of listTops out right at the list price
80% of listList price
139 of the last 277 home closings in 33573 landed at this number or higher (50%). The median one sat 45 days before it went under contract, and this one is on day 16.

Sample: 277 closed home sales in 33573 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,777/mo
Principal & interest$2,816
Property taxes$647
Insurance$270
HOA$44
Down payment20% · $108,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$540,000

$212 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,549 sq ft

Time on market

16 days

Year built

2022

Monthly payment

About $3,777/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,765 annual tax bill, insurance, and the $525/yr HOA fee.

HOA fee

$525/yr

Managed by Peter Byrnes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byFINE PROPERTIESListing agent: Rosa Payson, PAListing data from Stellar MLS, MLS# A4711213.

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