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Overview

2 bd3 ba2,276 sqft2 car garageSingle Family
TypeSingle Family
HOA$349/mo
Built2026
Lot7,038 sqft
Living area2,276 sqft
Price / sqft$282
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
VALENCIA RIDGE
Type
Single Family Residence

True monthly carry

HOA
~$349/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsKitchen/Family Room ComboSolid Surface CountersWalk-in Closet(s)LightingSidewalkCooktopDishwasher

32630 Neroli St is a 2026-built home in Valencia Ridge, Wesley Chapel. Inside you'll find 2 bedrooms, 3 bathrooms, and 2,276 square feet of living space. Listed at $641,900 (about $282/sqft), 113 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $349 monthly.

From the listing

NEW Isabella Floorplan | Move-In Ready | Exceptional Value Welcome to the all-new Isabella floorplan, at Wesley Chapel’s premier 55+ Active Community, Valencia Ridge. Offering 2,276 square feet of thoughtfully designed living space in a beautiful private homesite setting at 32630 Neroli St., Wesley Chapel, FL 33543. Priced at $641,900, this home presents an incredible opportunity with over $24,000 in savings, including lender incentives and designer upgrades. From the moment you enter, you'll be captivated by the grand foyer featuring soaring 13-foot ceilings, leading into an expansive open-concept living area highlighted by 12-foot ceilings and abundant natural light. Elegant transom windows throughout the main living space and primary suite enhance the home's airy feel, creating a bright and inviting atmosphere perfect for both everyday living and entertaining. This stunning residence offers 2 bedrooms, 2.5 bathrooms, a private den, and a 2-car garage, all situated on a desirable homesite with a private berm view and lush landscaping. The gourmet kitchen is a true showpiece, featuring upgraded GE Profile appliances, including a counter-depth refrigerator, built-in gas cooktop, oven/microwave combination, chimney-style hood, and dishwasher. Designer finishes abound with a spacious cabinet pantry, Level 3 Preston Bright soft-close cabinetry, luxurious Carrara Mist quartz countertops, and a seamless quartz backsplash extending up the kitchen walls for a sleek, modern look. Throughout the home, you'll find upgraded 24" x 24" Tranquility Coast rectified tile in Sandcastle in all main living areas, bathrooms, and the den, complemented by upgraded carpeting in both bedrooms. The primary suite serves as a private retreat with impressive 12-foot ceilings and abundant natural light. Additional upgrades include a striking glass front entry door, upgraded HVAC system, water system pre-plumbing, and laundry room sink pre-plumbing for future convenience. As an added bonus, this home includes all appliances, FREE blinds, a lighting package, and upgraded interior paint in the popular Drift of Mist color palette. Originally priced at $661,862, this home is now offered at a discounted price of $641,900, when financing through GL Financial and closing with Nova Title, or when purchasing with cash and using Nova Title. Don't miss your chance to own this beautifully upgraded, newly designed Isabella floorplan in one of Wesley Chapel's most desirable communities. Schedule your private tour today! HOA is $349/month and will be going up to $525/month once all amenities and services are in place. Current HOA includes lawn care/landscaping maintenance, irrigation, gated entry, in-home alarm system monitoring, maintenance of common areas, and Full Time Social/Lifestyle Director Racquet Club is officially open – offering Pickleball, Tennis & Bocce with a Pro Shop & Instructors! Temp Community Center Houses are open and equipped with a full gym and a space for social activities, events, and clubs! Full time Lifestyle Director coordinates events & socials each month. 29,000 SQ FT Clubhouse is well underway with an estimated completion date of early 2027.

The essentials

Built
2026
Price / sqft
$282
On market
113 days
Annual tax
$2,268
HOA
$349/mo
Flood zone
X · Low risk
Lot
7,038 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
7,038 sqft lot
Lot size
2,276 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$4,207/mo
Down payment (20%)
$128,380
Property taxes
$189/mo
HOA
$349/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,038 sqft
Cooling
Central Air
Heating
Electric, Natural Gas
Parking
-
Days on Market
113
High Ceilings
Kitchen/Family Room Combo
Solid Surface Counters
Walk-in Closet(s)
Lighting
Sidewalk
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$2,268
Parcel #
23-26-20-0140-00000-2480

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Valencia Ridge
County
Pasco
MLS Area
33543 - Zephyrhills/Wesley Chapel
Lot Size
7,038 sqft
HOA
$349/mo
Valencia Ridge

Price history

Date
Event
Price
9/5/2026
Price change
Source: Stellar MLS #TB8523374
$641,900+0.8%
$282/sqft
-
Price change
Source: Stellar MLS #TB8523374
$636,900-0.5%
$280/sqft
6/24/2026
Listed for sale
Source: Stellar MLS #TB8523374
$639,900
$281/sqft

Neighborhood

32630 Neroli St
Wesley Chapel, FL, 33543 · 33543 - Zephyrhills/Wesley Chapel

Market insights

Offer Insights

Choose an offer strength

List price: $641,900
$640,000 – $641,900
99.5% – 100% of listTops out right at the list price
80% of listList price
182 of the last 323 home closings in 33543 landed at this number or higher (56%). The median one sat 38 days before it went under contract, and this one is on day 113.

Sample: 323 closed home sales in 33543 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,207/mo
Principal & interest$3,348
Property taxes$189
Insurance$321
HOA$349
Down payment20% · $128,380
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$641,900

$282 per sq ft

Beds and baths

2 beds, 3 baths

Size

2,276 sq ft

Time on market

113 days

Year built

2026

Monthly payment

About $4,207/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,268 annual tax bill, insurance, and the $349/mo HOA fee.

HOA fee

$349/mo

Managed by Valencia Ridge.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOOPER & ASSOCIATES REALTY,INCListing agent: Douglas CooperListing data from Stellar MLS, MLS# TB8523374.

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