1246 Herschell St, photo 1
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Overview

4 bd3 ba2,028 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot8,289 sqft
Living area2,028 sqft
Price / sqft$214
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SUNSET TERRACE
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanSolid Wood CabinetsSplit BedroomStone Counters

1246 Herschell St is a 2026-built home in Sunset Terrace, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,028 square feet of living space. Listed at $435,000 (about $214/sqft), 96 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

NEW 2026 LUXURY HOME, with Full Mother-in-law Suite. Brand-new 2026 contemporary masterpiece, offering the ultimate blend of luxury, structural utility, and unparalleled location. Sited on a modern, beautifully paved asphalt street complete with concrete sidewalks rather than older brick roads, this 100% solid concrete block and stucco home delivers ultimate peace of mind with premium built-in disaster mitigation, including high-efficiency hurricane/impact windows and a matching storm-ready exterior. Boasting 2,028 square feet of heated living space and 2,655 total square feet under roof, this property stands completely free of any HOA or CDD restrictions and sits entirely within Flood Zone X, eliminating any requirement for costly flood insurance. The interior is a stunning showcase of modern elegance, entirely carpet-free and dressed in premium porcelain tile flooring throughout, perfectly highlighting a bright kitchen/family room combo with soaring high ceilings, custom solid wood cabinets, and exquisite granite countertops. A true crown jewel of this design is the fully integrated, independent In-Law Suite, which boasts its own private exterior entrance, an independent living room, a separate kitchen with granite counters, a dedicated bedroom, and a full bathroom - offering incredible multi-generational flexibility or immediate rental income potential. There are TWO AC UNITS with separate thermostats, one for primary home and the other for he mother-in-law suite. Shared Laundry Room is between the primary home and mother-in-law suite, separated by two exterior doors with locks. The primary owners' suite provides a luxurious retreat with an en-suite bath and a massive walk-in closet, while the additional spacious bedrooms feature ample built-in closet space. Outside, the property functions beautifully as a private oasis, featuring a large fenced yard, a covered rear porch/lanai for outdoor enjoyment, and a generous attached 2-car garage. Unbeatably located just a 1-mile, 5-minute drive from the famous 168-acre Bonnet Springs Park urban-nature retreat, and only moments from vibrant Downtown Lakeland, Lake Beulah, and the RP Funding Center, this property also offers ultimate daily convenience with an array of nearby shopping and dining options—including Publix, Target, Starbucks, and a Walmart Supercenter all just a short 5-minute drive away—making this premium estate a rare opportunity to own the area's finest multi-generational luxury build. Home has ADU! (Accessory Dwelling Unit). 6.250% Par Interest Rate Available with Seller buying down the interest rate!

The essentials

Built
2026
Price / sqft
$214
On market
96 days
Annual tax
$454
Flood zone
X · Low risk
Lot
8,289 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
8,289 sqft lot
Lot size
2,028 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,524/mo
Down payment (20%)
$87,000
Property taxes
$38/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
8,289 sqft
Cooling
Central Air, Zoned
Heating
Central, Zoned
Parking
Driveway
Days on Market
96
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Private Yard
Park
Playground
Dishwasher
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Elementary
Scott Lake Elem
Middle
Southwest Middle School
High
Kathleen High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$454
Parcel #
23-28-23-102500-010100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunset Terrace
County
Polk
MLS Area
33815 - Lakeland
Lot Size
8,289 sqft
SidewalkPaved

Price history

Date
Event
Price
9/27/2026
Price change
Source: Stellar MLS #TB8525817
$435,000-2.2%
$214/sqft
-
Price change
Source: Stellar MLS #TB8525817
$444,991-11.0%
$219/sqft
7/7/2026
Listed for sale
Source: Stellar MLS #TB8525817
$499,991
$247/sqft

Neighborhood

1246 Herschell St
Lakeland, FL, 33815 · 33815 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $435,000
$432,500 – $435,000
99.5% – 100% of listTops out right at the list price
80% of listList price
28 of the last 52 home closings in 33815 landed at this number or higher (54%). The median one sat 39 days before it went under contract, and this one is on day 96 after a $64,991 cut.

Sample: 52 closed home sales in 33815 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,524/mo
Principal & interest$2,269
Property taxes$38
Insurance$218
Down payment20% · $87,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,000

$214 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,028 sq ft

Time on market

96 days

Year built

2026

Monthly payment

About $2,524/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $454 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byELEGANT CASAS CORPListing agent: Michael MelnykListing data from Stellar MLS, MLS# TB8525817.

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