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Overview

3 bd3 ba1,560 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1989
Lot5,000 sqft
Living area1,560 sqft
Price / sqft$288
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersWalk-in Closet(s)Golf Carts OKDishwasher

3250 Rose Arbor Dr is a 1989-built home in Hernando Beach, Hernando Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,560 square feet of living space. Listed at $450,000 (about $288/sqft), 97 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

COASTAL WATERFRONT LIVING AT ITS BEST !! Welcome to this beautifully updated 3 BEDROOM, 3 FULL BATH canal-front home with SEAWALL and PRIVATE BOAT RAMP in the highly sought-after waterfront community of HERNANDO BEACH. Offering GULF ACCESS VIA THE COMMUNITY BOAT LIFT, this home is perfect for boating enthusiasts, anglers, and anyone looking to embrace the Florida coastal lifestyle. From the moment you arrive, you'll appreciate the GREAT CURB APPEAL, DOUBLE DRIVEWAY, decorative STONE SHUTTER ACCENTS, and additional CARPORT for extra parking. Inside, the OPEN GREAT ROOM FLOOR PLAN is filled with natural light and showcases beautiful CANAL VIEWS, creating a warm and inviting space for everyday living and entertaining. The updated kitchen features QUARTZ COUNTERTOPS, crisp WHITE CABINETRY, STAINLESS STEEL APPLIANCES, and TILE FLOORING. The kitchen flows seamlessly into the family and dining areas, where THREE FRENCH DOORS open to the spacious COVERED BACK PORCH, offering peaceful water views and the perfect place to enjoy your morning coffee. The upper level features a spacious PRIMARY SUITE with LAMINATE FLOORING, a WALK-IN CLOSET, and a beautifully updated ENSUITE BATHROOM showcasing a CUSTOM FLOOR-TO-CEILING TILED SHOWER Primary Bedroom also has access to 2nd Bath with TUB/SHOWER combination. A second bedroom and an updated full guest bath with a TUB/SHOWER COMBINATION and washer/dryer hookup complete this level. The lower level provides excellent flexibility with a large THIRD BEDROOM, an updated THIRD FULL BATH featuring custom tile, a convenient LAUNDRY AREA, and direct access to the ONE-CAR GARAGE with additional storage space. Step outside to your private backyard oasis where you'll find a WOOD FLOATING DOCK, PRIVATE BOAT RAMP, FENCED YARD, and plenty of room to enjoy waterfront living. Whether you're launching your boat, kayaking through the canals, fishing from your dock, or simply relaxing, this property offers the best of Florida's Nature Coast lifestyle. THIS HOME CAN BE SOLD FURNISHED. For added peace of mind, the seller has obtained insurance quotes with estimated homeowners insurance of approximately 2,978 dollars per year and flood insurance of approximately 2,862 dollars per year, providing valuable cost information for prospective buyers. Located in the vibrant Hernando Beach Waterfront Community surrounded entirely by the Weeki Wachee Preserve and the GULF, residents enjoy hiking, boating, kayaking, paddleboarding, and fishing. Just minutes from Weeki Wachee Springs State Park, plus nearby shopping, dining, and medical facilities. The area is GOLF CART FRIENDLY. GOLF CART can be purchased separately. Community allows SHORT-TERM RENTALS, and has NO HOA, CDD or DEED RESTRICTIONS, making it ideal for full-time living, a vacation home, or a high-performing investment property. With convenient access to the Suncoast Parkway, commuting to Tampa, Brooksville, and surrounding areas is easy.

The essentials

Built
1989
Price / sqft
$288
On market
97 days
Annual tax
$2,981
Flood zone
AE
Lot
5,000 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 1989
Waterfront
Freshwater Canal w/Lift to Saltwater Canal
1 car garage
5,000 sqft lot
Lot size
1,560 sqft
Living area

Payment

Est. monthly payment
$2,820/mo
Down payment (20%)
$90,000
Property taxes
$248/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
5,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Freshwater Canal w/Lift to Saltwater Canal
Days on Market
97
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Walk-in Closet(s)
Golf Carts OK
Dishwasher
Disposal
Dryer
Range
Refrigerator
Washer
Elementary
Westside Elementary-HN
Middle
Fox Chapel Middle School
High
Weeki Wachee High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,981
Parcel #
R13-223-16-2390-1290-0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hernando Beach
County
Hernando
MLS Area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size
5,000 sqft
ClearedFlood Insurance RequiredFloodZoneNear MarinaNear Public TransitStreet Dead-End

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #TB8525854
$450,000-3.2%
$288/sqft
7/8/2026
Listed for sale
Source: Stellar MLS #TB8525854
$465,000
$298/sqft

Neighborhood

3250 Rose Arbor Dr
Hernando Beach, FL, 34607 · 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$435,000 – $450,000
96.4% – 100% of listTops out right at the list price
80% of listList price
54 of the last 107 home closings in 34607 landed at this number or higher (50%). The median one sat 73 days before it went under contract, and this one is on day 97 after a $15,000 cut.

Sample: 107 closed home sales in 34607 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,820/mo
Principal & interest$2,347
Property taxes$248
Insurance$225
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$288 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,560 sq ft

Time on market

97 days

Year built

1989

Monthly payment

About $2,820/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,981 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byHILL POINT REALTY INC.Listing agent: Sarah HillListing data from Stellar MLS, MLS# TB8525854.

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