4109 89th Ave N, photo 1
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Overview

2 bd2 ba1,132 sqft1 car garageVilla
TypeVilla
HOA$656/mo
Built1986
Lot3,402 sqft
Living area1,132 sqft
Price / sqft$229
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Hurricane ShuttersPrivate Mailbox

4109 89th Ave N is a 1986-built home in Mainlands Of Tamarac By The Gulf, Pinellas Park. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,132 square feet of living space. Listed at $259,000 (about $229/sqft), 96 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $656 monthly.

From the listing

STRONG OFFERS ARE ENCOURAGED! This spacious two-bedroom, two-bathroom villa is located in one of Pinellas County's highly sought-after adult communities. Before listing, the unit's interior was painted in neutral colors, and new flooring was installed in the family and primary bedrooms. This property has one of the best views in the community, with no rear neighbors and backing up to a scenic lake. Located just across from the pool and the clubhouse, all of the key amenities are just a short walk away. Since there is no through traffic, traffic remains minimal, ensuring a serene environment. Centrally located and within minutes of some of Pinellas County's finest beaches, both international airports, downtown Saint Petersburg, and Tampa. In addition to the exterior, the monthly HOA fee also includes water, basic cable, and trash.

The essentials

Built
1986
Price / sqft
$229
On market
96 days
Annual tax
$1,093
HOA
$656/mo
Flood zone
X · Low risk
Lot
3,402 sqft
Type
Villa

At a glance

Villa
Built 1986
Community pool
Shared amenity
1 car garage
Common
3,402 sqft lot
Lot size
1,132 sqft
Living area

Payment

Est. monthly payment
$2,228/mo
Down payment (20%)
$51,800
Property taxes
$91/mo
HOA
$656/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1986
Lot
3,402 sqft
Cooling
Central Air
Heating
Electric
Parking
Common, Driveway, Garage Door Opener, Ground Level, Guest
Days on Market
96
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Private Mailbox
Sidewalk
Clubhouse
Community Mailbox
Pool
Sidewalks
Street Lights
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Refrigerator
Elementary
Plumb Elementary-PN
Middle
Pinellas Park Middle-PN
High
Pinellas Park High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,093
Parcel #
22-30-16-54574-000-1040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mainlands Of Tamarac By The Gulf
County
Pinellas
MLS Area
33782 - Pinellas Park
Lot Size
3,402 sqft
Cul-De-SacCity LimitsIn CountyLandscapedNear Golf CourseNear Public TransitSidewalkStreet Dead-EndPaved
HOA
$656/mo
PROACTIVE PROPERTY MANAGEMENT

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #TB8526078
$259,000-5.8%
$229/sqft
-
Price change
Source: Stellar MLS #TB8526078
$275,000-13.8%
$243/sqft
7/7/2026
Listed for sale
Source: Stellar MLS #TB8526078
$319,000
$282/sqft

Neighborhood

4109 89th Ave N
Pinellas Park, FL, 33782 · 33782 - Pinellas Park

Market insights

Offer Insights

Choose an offer strength

List price: $259,000
$247,500 – $259,000
95.7% – 100% of listTops out right at the list price
80% of listList price
7 of the last 13 townhouse or villa closings in 33782 landed at this number or higher (54%). The median one sat 98 days before it went under contract, and this one is on day 96 after a $60,000 cut.

Sample: 13 closed townhouse or villa sales in 33782 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,227/mo
Principal & interest$1,351
Property taxes$91
Insurance$130
HOA$656
Down payment20% · $51,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$259,000

$229 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,132 sq ft

Time on market

96 days

Year built

1986

Monthly payment

About $2,228/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,093 annual tax bill, insurance, and the $656/mo HOA fee.

HOA fee

$656/mo

Managed by PROACTIVE PROPERTY MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY INCListing agent: John WaughListing data from Stellar MLS, MLS# TB8526078.

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