1017 Gum Spring CT, photo 1
Pending
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Overview

5 bd2 ba1,708 sqft2 car garageSingle Family
TypeSingle Family
HOA$8/mo
Built2026
Lot7,426 sqft
Living area1,708 sqft
Price / sqft$187
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
BROOKSIDE
Type
Single Family Residence

True monthly carry

HOA
~$8/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanClubhousePoolDishwasherDryerMicrowaveRangeRefrigerator

1017 Gum Spring CT is a 2026-built home in Brookside, Ruskin. Inside you'll find 5 bedrooms, 2 bathrooms, and 1,708 square feet of living space. Listed at $320,000 (about $187/sqft), 99 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $8 monthly.

From the listing

Virtually Staged. Under Construction. Nicely tucked away in the quaint town of Ruskin, you will find Brookside. Ruskin is home to the Tomato festival and is also known for its rich agriculture. This location will give you the small-town feel, while being centrally located between Tampa and Sarasota and minutes to I-75, allows you easy access to many local attractions and gulf coast beaches. The community, consisting of 243 homesites, includes one and two-story, single-family, all concrete-constructed homes. Each home comes equipped with Home is Connected, America’s Smart home package, an energy-efficient appliances, quartz countertops in the kitchen, and a blinds package. Residents will enjoy amenities such as a community pool, clubhouse, half basketball court, tot lot, and dog park. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability

The essentials

Built
2026
Price / sqft
$187
On market
99 days
Annual tax
$0
HOA
$8/mo
Flood zone
X · Low risk
Lot
7,426 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
7,426 sqft lot
Lot size
1,708 sqft
Living area

Payment

Est. monthly payment
$2,250/mo
Down payment (20%)
$64,000
Property taxes
$0/mo
HOA
$8/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,426 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
99
Open Floorplan
Clubhouse
Pool
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Ruskin-HB
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$0
Parcel #
U 08 32 19 D52 000000 00164.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Brookside
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
7,426 sqft
HOA
$8/mo
Inframark

Price history

Date
Event
Price
10/11/2026
Pending sale
Source: Stellar MLS #TB8526297
$320,000
$187/sqft
10/8/2026
Price change
Source: Stellar MLS #TB8526297
$320,000-3.0%
$187/sqft
-
Price change
Source: Stellar MLS #TB8526297
$330,000-4.6%
$193/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #TB8526297
$345,990
$203/sqft

Neighborhood

1017 Gum Spring CT
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $320,000
$317,500 – $320,000
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 99 after a $25,990 cut.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,250/mo
Principal & interest$1,669
Property taxes$413
Insurance$160
HOA$8
Down payment20% · $64,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$320,000

$187 per sq ft

Beds and baths

5 beds, 2 baths

Size

1,708 sq ft

Time on market

99 days

Year built

2026

Monthly payment

About $2,250/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $8/mo HOA fee.

HOA fee

$8/mo

Managed by Inframark.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byD R HORTON REALTY OF TAMPA LLCListing agent: Jodi SmendaListing data from Stellar MLS, MLS# TB8526297.

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