3187 Sterling St, photo 1
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Overview

4 bd3 ba2,619 sqft3 car garageSingle Family
TypeSingle Family
HOA$145/mo
Built1992
Lot49,388 sqft
Living area2,619 sqft
Price / sqft$252
Garage3 car

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Sunday, Oct 11 · 11:00 AM to 1:00 PM

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Wood Cabinets

3187 Sterling St is a 1992-built home in Crescent Oaks Country Club Ph 1, Tarpon Springs. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,619 square feet of living space. Listed at $659,900 (about $252/sqft), 98 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $145 monthly.

From the listing

Virtually Staged. Welcome to 3187 Sterling Street, a beautifully maintained four-bedroom, three-bath residence in the sought-after gated community of Crescent Oaks in Tarpon Springs. With a low HOA, golf and tennis amenities, an active social calendar, and a private conservation setting, this home offers the Florida lifestyle buyers have been searching for. A grand foyer welcomes you inside, opening to formal living and dining spaces that are perfect for entertaining. The home features a neutral color palette and a desirable U-shaped floor plan designed around the outdoor living area. Four sliding glass doors create a seamless indoor-outdoor connection, allowing refreshing breezes and natural light to flow throughout the home during Florida’s beautiful fall, winter, and spring seasons. The backyard is a private oasis with no rear neighbors, peaceful conservation views, a spa, outdoor kitchen, screened lanai, refreshed pavers, and a convenient pool bath. Enjoy the beauty of nature from home, with deer and wild turkey often seen in the conservation area behind the property. The oversized family room is filled with natural light from large windows, while the breakfast nook offers breathtaking views of the private backyard and conservation. The open-concept kitchen provides ample space for gathering, cooking, and entertaining, featuring stainless steel appliances and modern silver cabinet hardware for a clean, updated look. The split-bedroom floor plan provides comfort and flexibility. Two guest bedrooms and a spacious bathroom with double vanities are located in the right wing of the home. On the opposite side, the large primary suite offers a relaxing retreat with a garden tub, walk-in shower, private water closet, and generous walk-in closet. The fourth bedroom is oversized and can easily serve as a home office, den, playroom, fitness room, or additional bedroom. An oversized laundry room and three-car garage offer excellent storage for multiple vehicles, recreational items, and a golf cart. This home has been thoughtfully maintained with several important updates already completed. Major improvements include a 2013 Spanish tile roof, 2024 A/C and heat pump, 2024 exterior paint, and well water irrigation. Additional updates include new lanai screens and Spanish tile roof pressure washing in 2025, along with new flooring in all bedrooms and closets, a new washer, and professionally power-washed lanai pavers in 2026. Crescent Oaks is a warm, dog-friendly golf and tennis community known for its active neighborhood lifestyle. Residents enjoy community events and traditions throughout the year, including holiday golf cart parades, trivia nights, bunco, ice cream socials, vendor markets, pickleball, Easter and Valentine’s Day celebrations, Mother’s Day and Father’s Day gatherings, and Santa’s firetruck visit. If you are looking for a private, well-maintained home in a vibrant Florida lifestyle community, 3187 Sterling Street is ready to welcome you home.

The essentials

Built
1992
Price / sqft
$252
On market
98 days
Annual tax
$4,195
HOA
$145/mo
Flood zone
X · Low risk
Lot
49,388 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
3 car garage
1.13 acres
Lot size
2,619 sqft
Living area

Payment

Est. monthly payment
$4,267/mo
Down payment (20%)
$131,980
Property taxes
$350/mo
HOA
$145/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
49,388 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
98
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Sidewalk
Clubhouse
Deed Restrictions
Golf Carts OK
Golf
Irrigation-reclaimed Water
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,195
Parcel #
03-27-16-18909-002-0490

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Crescent Oaks Country Club Ph 1
County
Pinellas
MLS Area
34688 - Tarpon Springs
Lot Size
49,388 sqft
HOA
$145/mo
Management & Associates/Monica D'Ambrosio

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #TB8526409
$659,900-2.2%
$252/sqft
-
Price change
Source: Stellar MLS #TB8526409
$674,900-3.4%
$258/sqft
7/5/2026
Listed for sale
Source: Stellar MLS #TB8526409
$699,000
$267/sqft

Neighborhood

3187 Sterling St
Tarpon Springs, FL, 34688 · 34688 - Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $659,900
$650,000 – $659,900
98.1% – 100% of listTops out right at the list price
80% of listList price
23 of the last 44 home closings in 34688 landed at this number or higher (52%). The median one sat 52 days before it went under contract, and this one is on day 98 after a $39,100 cut.

Sample: 44 closed home sales in 34688 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,266/mo
Principal & interest$3,442
Property taxes$350
Insurance$330
HOA$145
Down payment20% · $131,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$659,900

$252 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,619 sq ft

Time on market

98 days

Year built

1992

Monthly payment

About $4,267/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,195 annual tax bill, insurance, and the $145/mo HOA fee.

HOA fee

$145/mo

Managed by Management & Associates/Monica D'Ambrosio.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS REALTY- PALM HARBORListing agent: Linda CarusoListing data from Stellar MLS, MLS# TB8526409.

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