3435 Charmwood Ave, photo 1
Active Under Contract
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Overview

3 bd2 ba1,340 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1985
Lot10,000 sqft
Living area1,340 sqft
Price / sqft$178
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorWalk-in Closet(s)DishwasherDisposalRangeRange Hood

3435 Charmwood Ave is a 1985-built home in Spring Hill Unit 16 Blk 995 Lot 17, Spring Hill. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,340 square feet of living space. Listed at $239,000 (about $178/sqft), 99 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under contract-accepting backup offers. Great starter home waiting for you to add your loving touch & make it your home! Three bedrooms, two bathrooms. Living room with sliding doors to screen patio overlooking fenced yard so bring the family & bring the pets and enjoy! Two car garage and driveway for multiple vehicles.

The essentials

Built
1985
Price / sqft
$178
On market
99 days
Annual tax
$3,159
Flood zone
X · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
2 car garage
Driveway
10,000 sqft lot
Lot size
1,340 sqft
Living area

Payment

Est. monthly payment
$1,629/mo
Down payment (20%)
$47,800
Property taxes
$263/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
10,000 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
99
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Walk-in Closet(s)
Dishwasher
Disposal
Range
Range Hood
Refrigerator
Elementary
Explorer K-8
High
Central High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,159
Parcel #
R32-323-17-5160-0995-0170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spring Hill Unit 16 Blk 995 Lot 17
County
Hernando
MLS Area
34609 - Spring Hill/Brooksville
Lot Size
10,000 sqft

Price history

Date
Event
Price
10/11/2026
Pending sale
Source: Stellar MLS #TB8526647
$239,000
$178/sqft
7/7/2026
Listed for sale
Source: Stellar MLS #TB8526647
$239,000+210.4%
$178/sqft
5/7/2014
Sold
Source: Hernando County Public Record
$77,000
$57/sqft

Neighborhood

3435 Charmwood Ave
Spring Hill, FL, 34609 · 34609 - Spring Hill/Brooksville

Market insights

Offer Insights

Choose an offer strength

List price: $239,000
$239,000
99.5% – 100% of listTops out right at the list price
80% of listList price
197 of the last 372 home closings in 34609 landed at this number or higher (53%). The median one sat 33 days before it went under contract, and this one is on day 99.

Sample: 372 closed home sales in 34609 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,629/mo
Principal & interest$1,246
Property taxes$263
Insurance$120
Down payment20% · $47,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$239,000

$178 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,340 sq ft

Time on market

99 days

Year built

1985

Monthly payment

About $1,629/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,159 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 INTEGRAListing agent: Sandra PorterListing data from Stellar MLS, MLS# TB8526647.

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