820 Symphony Isles Blvd, photo 1
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Overview

3 bd3 ba1,879 sqft2 car garageTownhouse
TypeTownhouse
HOA$512/qtr
Built1984
Lot3,132 sqft
Living area1,879 sqft
Price / sqft$298
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboOpen FloorplanBalconyRain GuttersSidewalk

820 Symphony Isles Blvd is a 1984-built home in Symphony Isles Unit One, Apollo Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,879 square feet of living space. Listed at $560,000 (about $298/sqft), 98 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $512 quarterly.

From the listing

This lovely Townhouse in the upscale waterfront community of Symphony Isles comes with a dock and boat lift on a wide canal. No CDD and reasonable HOA, 24/7 guard gate, private community beach, community pool, clubhouse, playground, community boat launch, volleyball court and picnic area round out the amenities. The spacious 3 bedroom, 2.5 bath, 2 car garage home with spacious and private rear deck with views, a Private balcony on second floor and open back porch is perfectly situated for enjoying the outdoors. extra storage under the deck... Enjoy the spectacular water view. The kitchen features stainless appliances, granite countertops, and tile flooring! Outdoor bar area to enjoy the spectacular water view. Large great Living/dining area has wood burning fireplace, Upstairs, master bedroom has Sliding Doors that leads a wonderful view from your Private balcony, large closets and ensuite master bath/Tub. 2 Guest rooms with great size walk in closets, NEW Tile Roof. Symphony Isles offers 24-hour gated securtyiy, public boat ramp, community pool and recreation area, Short drive to downtown Tampa, St Petersburg, Bradenton & Sarasota. With a 15,000 lb boat lift w/remote, you can have up to 35ft boat! Dock includes water & electricity! Located in the desirable gated community of Symphony Isles. HOA includes lawn care, private roads, clubhouse for private & community events, pool, private beach, gazebo & beach volleyball! Roof 2024, Seawall 2025, WH 2026, AC 2014, Exterior Paint 2024

The essentials

Built
1984
Price / sqft
$298
On market
98 days
Annual tax
$6,004
HOA
$512/qtr
Flood zone
AE
Lot
3,132 sqft
Type
Townhouse

At a glance

Townhouse
Built 1984
Waterfront
Canal - Saltwater
Community pool
Shared amenity
2 car garage
Garage Door Opener
3,132 sqft lot
Lot size

Payment

Est. monthly payment
$3,872/mo
Down payment (20%)
$112,000
Property taxes
$500/mo
HOA
$512/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1984
Lot
3,132 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Waterfront
Canal - Saltwater
Days on Market
98
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Open Floorplan
Balcony
Rain Gutters
Sidewalk
Deed Restrictions
Park
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Apollo Beach-HB
Middle
Eisenhower-HB
High
East Bay-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$6,004
Parcel #
U-20-31-19-1T6-000001-00004.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Symphony Isles Unit One
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
3,132 sqft
SidewalkPrivate
HOA
$512/qtr
Symphony Isles

Price history

Date
Event
Price
9/21/2026
Price change
Source: Stellar MLS #TB8527405
$560,000-0.9%
$298/sqft
-
Price change
Source: Stellar MLS #TB8527405
$565,000-1.7%
$301/sqft
7/8/2026
Listed for sale
Source: Stellar MLS #TB8527405
$575,000+56.3%
$306/sqft
3/4/2020
Sold
Source: Hillsborough County Public Record
$368,000
$196/sqft

Neighborhood

820 Symphony Isles Blvd
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $560,000
$555,000 – $560,000
99.5% – 100% of listTops out right at the list price
80% of listList price
43 of the last 69 townhouse or villa closings in 33572 landed at this number or higher (62%). The median one sat 48 days before it went under contract, and this one is on day 98 after a $15,000 cut.

Sample: 69 closed townhouse or villa sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,872/mo
Principal & interest$2,921
Property taxes$500
Insurance$280
HOA$171
Down payment20% · $112,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$560,000

$298 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,879 sq ft

Time on market

98 days

Year built

1984

Monthly payment

About $3,872/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,004 annual tax bill, insurance, and the $512/qtr HOA fee.

HOA fee

$512/qtr

Managed by Symphony Isles.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byFUTURE HOME REALTY INCListing agent: Michael CeparanoListing data from Stellar MLS, MLS# TB8527405.

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