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Active
$140,000
2320 Terra Ceia Bay Blvd #403, Palmetto, FL, 34221
$143/sqft·The Terra Ceia Club
Est. $730/moSee payment2
beds
2
baths
978
sqft
-
garage
Listed by OCEAN LIFE REALTY INC· Last updated · MLS# TB8528252
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About this home
Ceiling Fans(s)Sliding DoorsBuyer Approval RequiredDeed RestrictionsFitness CenterGated Community - No GuardPoolDishwasher
2320 Terra Ceia Bay Blvd #403 is a 1991-built home in The Terra Ceia Club, Palmetto. Inside you'll find 2 bedrooms, 2 bathrooms, and 978 square feet of living space. Listed at $140,000 (about $143/sqft), 32 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $844 monthly.
From the listing
Hugh price drop, Seller wants it sold! 2 bedroom 2 bath 4th floor unit with screened lanai and fantastic view of pool, golf course and fields beyond. New air conditioner, refrigerator, washer, dryer and dishwasher. Freshly painted interior. Enjoy designated covered parking with storage room. Community offers exercise room, club house, golf and swimming pool. Community is located on Terra Ceia Bay and only 13 miles to renowned Anna Maria Island. Room dimensions are approximate and should be verified.
The essentials
Built
1991
Price / sqft
$143
On market
44 days
Annual tax
$3,964
HOA
$844/mo
Flood zone
X500 · Low risk
Lot
138,948 sqft
Type
Condominium
Location
Type
Condominium
Year Built
1991
Lot
138,948 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
44
Ceiling Fans(s)
Sliding Doors
Buyer Approval Required
Deed Restrictions
Fitness Center
Gated Community - No Guard
Pool
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X500
Annual Tax (2025)
$3,964
Parcel #
2416806855
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
The Terra Ceia Club
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
138,948 sqft
HOA
$844/mo
Stacia Searcy
Date
Event
Price
8/14/2026
Price change
Source: Stellar MLS #TB8528252
$140,000-12.5%
$143/sqft
7/13/2026
Listed for sale
Source: Stellar MLS #TB8528252
$160,000
$164/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,204
Principal, interest, tax, insurance, HOA
- P&I$730
- Tax$330
- Insurance$300
- HOA$844
Loan Amount
$112,000
Down Payment %
20.0%
First Year Summary
Principal
$1,182
Interest
$7,580
Balance
$110,818
Total Interest
$150,856
Total Cost
$262,856
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