476 Needle Palm St, photo 1
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Overview

2 bd2 ba1,008 sqftManufactured Home
TypeManufactured Home
HOA$595/mo
Built1979
Living area1,008 sqft
Price / sqft$74

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)SidewalkAssociation Recreation - OwnedBuyer Approval RequiredClubhouseCommunity MailboxDeed Restrictions

476 Needle Palm St is a 1979-built home in Palm Hill Mobile Home Park Unrec, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,008 square feet of living space. Listed at $75,000 (about $74/sqft), 91 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $595 monthly.

From the listing

On a quiet street in Palm Hill Mobile Home Park (55+ community) is where you will find this new to the market two-bedroom, two bathroom manufactured home. The 1008 sq ft is well laid out for easy living. A front bonus room (144 ft). gives additional space. The partial furnishings will remain. The reasonable list price includes a share in the community. Residents and renters love the resort like living that Palm Hill offers. From pools, golf, shuffleboard, tennis, pickleball, clubhouse activities and much more there is never a dull moment. The one reasonable monthly fee of $595 bundles water, sewer, lawn care, cable and internet. The front kitchen with its bay windows, plenty of cabinet and storage space is a real plus. The appliances-range, fridge, dishwasher and front sink are arranged for easy use. Walls are painted a light color here and throughout the interior. One side of the kitchen opens to the living room and the other side to the dining room. At the end of the dining room a built-in hutch with lower drawer space and display area above makes a convenient area for functional and attractive storage. The dining room space flows naturally to the living space. Windows on both sides bring filtered light inside. A slider from the living room leads to the front bonus room with its own entrance. The only carpeting in the home is in the front bonus room. The primary bedroom and ensuite are roomy and run across the back of the property. There are three closets-two small ones between a built-in cabinet and a larger closet across from the sink and vanity. A door separates the toilet and shower from the rest of the room. The smaller guest bedroom lies at the beginning of the hall and has an adequate wall closet. The hall bath is across from the bedroom. The sink and toilet are updated in both baths. There is a tub with shower. Located near the top of the street this home has attractive yellow siding surrounded by greenery. A long carport could hold two cars. At the end of the carport there is a utility shed with washer and dryer. Call for a quick showing. Add your special belongings and updates to make this your own.

The essentials

Built
1979
Price / sqft
$74
On market
91 days
Annual tax
$351
HOA
$595/mo
Flood zone
X · Low risk
Type
Manufactured Home

At a glance

Manufactured home
Built 1979
Community pool
Shared amenity
1,008 sqft
Living area

Payment

Est. monthly payment
$1,053/mo
Down payment (20%)
$15,000
Property taxes
$29/mo
HOA
$595/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1979
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
91
Built-in Features
Ceiling Fans(s)
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Golf Carts OK
Golf
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$351
Parcel #
03-30-15-65684-001-4760

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Hill Mobile Home Park Unrec
County
Pinellas
MLS Area
33778 - Largo/Seminole
Lot Size
-
City Limits
HOA
$595/mo
Megan DiBello

Price history

Date
Event
Price
9/12/2026
Price change
Source: Stellar MLS #TB8528422
$75,000-16.2%
$74/sqft
7/13/2026
Listed for sale
Source: Stellar MLS #TB8528422
$89,500
$89/sqft

Neighborhood

476 Needle Palm St
Largo, FL, 33778 · 33778 - Largo/Seminole

Market insights

Offer Insights

Choose an offer strength

List price: $75,000
$74,000 – $75,000
98.1% – 100% of listTops out right at the list price
80% of listList price
43 of the last 84 home closings in 33778 landed at this number or higher (51%). The median one sat 41 days before it went under contract, and this one is on day 91 after a $14,500 cut.

Sample: 84 closed home sales in 33778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,053/mo
Principal & interest$391
Property taxes$29
Insurance$38
HOA$595
Down payment20% · $15,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$75,000

$74 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,008 sq ft

Time on market

91 days

Year built

1979

Monthly payment

About $1,053/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $351 annual tax bill, insurance, and the $595/mo HOA fee.

HOA fee

$595/mo

Managed by Megan DiBello.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER PICKETT FENCES REALTYListing agent: Pam RaymondListing data from Stellar MLS, MLS# TB8528422.

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