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809 Timeless Moss Dr, Ruskin, FL, 33570

$215/sqft·Mills Bayou

4 bd3 ba2,557 sqft3 car garageSingle Family
Listed by KELLER WILLIAMS SOUTH SHORE· Last updated · MLS# TB8528848

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Est. monthly payment
$3,948/mo
Down payment (20%)
$110,000
Property taxes
$681/mo
HOA
$124/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2020
Water views
Pool
Private pool
Heated
3 car garage
Driveway
0.26 acres
Lot size

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)

809 Timeless Moss Dr is a 2020-built home in Mills Bayou, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,557 square feet of living space. Listed at $550,000 (about $215/sqft), 45 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $124 monthly.

From the listing

This immaculate 4-bed + OFFICE/DEN, 3-bath, 3-car WATER VIEW POOL HOME is understated from the street, absolutely unforgettable from the backyard, and anything but ordinary. Enjoy all the perks of being on water without the stress, as this lot is not in a flood zone. Features abound in this sleeper hit of the neighborhood: resort-style SALTWATER pool & spa, PAVER DECK, screened lanai, over a QUARTER-ACRE lot, covered front porch, fully fenced yard with pet-friendly turf, an organic garden, irrigation system, HURRICANE SHUTTERS, modern construction throughout (built in 2020), and breathtaking (west-facing) sunset views over the community-owned waterfront park bordering Mills Bayou. The OPEN-CONCEPT layout of this one-story Santa Fe floorplan is thoughtfully designed for flexibility, entertaining, and overall effortless living. CERAMIC TILE in all wet areas, LUXURY VINYL PLANK in the primary, and plush carpet in the other bedrooms. The expansive primary suite is located away from the secondary bedrooms in this SPLIT-FLOORPLAN layout for added tranquility, and includes a large WALK-IN CLOSET and luxurious EN-SUITE BATHROOM complete with a DUAL-SINK VANITY, shower stall, and water closet. The private guest suite would be an ideal solution for multi-generational living or extended visits with its WALK-IN CLOSET and EN-SUITE BATHROOM, and the two front bedrooms are situated on either side of the third full bathroom. The Great Room connects a dedicated office/den with a welcoming living area, dining area, and a stunning kitchen that must be every chef's dream. This incredible kitchen features STAINLESS STEEL APPLIANCES, island with BREAKFAST BAR seating, commercial-style ventilation above stove, generous prep space, and a WALK-IN PANTRY. The storage space in this home is unmatched - from the abundances of closets to the oversized garage, even the laundry room has been upgraded with cabinetry! The interior of this home truly shines from top to bottom, and the exterior is no exception. The screened saltwater pool includes a sundeck, spa, and both heater and chiller for year-round enjoyment. The west-facing backyard captures stunning sunset views over tranquil water and preserved greenery beyond. Designed for beauty without the upkeep, the yard is fully irrigated, thoughtfully landscaped, and features a raised garden bed with organic soil and mulch for homegrown herbs and vegetables. Mills Bayou is a community of 50 homes, and the association owns waterfront land visible from this home. There is a fenced dog park, a park, and a dock all available to the neighborhood residents. Domino Park Boat Ramp is only a few minutes away (less than a mile) for any boating enthusiasts. This is not a “drive-by” home — it’s a property that reveals its value once you step inside. For anyone looking for quality construction, privacy, and unforgettable sunset views, this home delivers.

The essentials

Built
2020
Price / sqft
$215
On market
59 days
Annual tax
$8,173
HOA
$124/mo
Flood zone
X* · Low risk
Lot
11,281 sqft
Type
Single Family Residence

Location

809 Timeless Moss Dr
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Single Family Residence
Year Built
2020
Lot
11,281 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Pool
Deck, Heated, In Ground, Salt Water, Screen Enclosure
Days on Market
59
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Private Yard
Rain Gutters
Sidewalk
Deed Restrictions
Dog Park
Park
Sidewalks
Dishwasher
Disposal
Range
Range Hood
Refrigerator
Homestead exemption on fileFlood Zone X*

Annual Tax (2025)

$8,173

Parcel #

U-18-32-19-B7D-A00000-00015.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mills Bayou

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

11,281 sqft

In CountyLandscapedOversized LotSidewalkPaved
HOA
$124/mo
Mills Bayou of Ruskin HOA
Date
Event
Price
7/14/2026
Listed for sale
Source: Stellar MLS #TB8528848
$550,000+49.3%
$215/sqft
12/22/2020
Sold
Source: Hillsborough County Public Record
$368,500
$144/sqft
Est. monthly payment$3,949/mo
Principal & interest$2,868
Property taxes$681
Insurance$275
HOA$124
Down payment20% · $110,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $550,000
$545,000 – $550,000
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 167 home closings in 33570 landed at this number or higher (56%). The median one sat 40 days before it went under contract, and this one is on day 59.

Sample: 167 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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