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Overview

3 bd2 ba1,655 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot5,000 sqft
Living area1,655 sqft
Price / sqft$263
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
UNPLATTED
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

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11-month inspection

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Private YardConvection OvenCooktopDishwasherElectric Water HeaterMicrowaveRefrigerator

4509 N 39th St is a 2026-built home in Unplatted, Tampa. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,655 square feet of living space. Listed at $435,000 (about $263/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

NEW CONSTRUCTION! Experience quality craftsmanship and modern design in this brand-new 3-bedroom, 2-bath home, and a convenient one-car attached garage. This thoughtfully designed home features an open-concept layout with abundant natural light, high ceilings, and premium finishes throughout. The spacious kitchen features a breakfast bar with eating space, stainless steel appliances, stone countertops, and sleek cabinetry for a modern, clean look, and seamlessly flowing into the living and dining areas—ideal for both everyday living and entertaining. The master suite provides a private retreat with an ensuite bathroom while additional bedrooms give flexibility for family, guests, or a home office. Built with efficiency and durability, this new construction home delivers peace of mind with all-new systems, roof, new electrical system, new plumbing, new HVAC, and structure. For added peace of mind, impact-resistant windows and doors for enhanced storm protection and energy savings.Enjoy Florida living year-round, a fully fenced backyard, fresh sod, and a spacious concrete driveway. Whether you're hosting weekend barbecues, enjoying your morning coffee, or simply relaxing outdoors, this home was designed to make every day feel a little more special. Conveniently located near Bush Gardens, Ybor City, major highways, dining, and entertainment, this property is perfect for homeowners seeking style, comfort, and accessibility. Don’t miss the opportunity to own a move-in ready, newly built home in one of Tampa’s rapidly growing areas.

The essentials

Built
2026
Price / sqft
$263
On market
88 days
Annual tax
$993
Flood zone
X · Low risk
Lot
5,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
1 car garage
5,000 sqft lot
Lot size
1,655 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,569/mo
Down payment (20%)
$87,000
Property taxes
$83/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,000 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
88
Ceiling Fans(s)
Private Yard
Convection Oven
Cooktop
Dishwasher
Electric Water Heater
Microwave
Refrigerator
Elementary
James K-8-HB
Middle
Sligh-HB
High
Middleton-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$993
Parcel #
A-04-29-19-ZZZ-000005-73980.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Unplatted
County
Hillsborough
MLS Area
33610 - Tampa / East Lake
Lot Size
5,000 sqft

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #TB8529017
$435,000-1.1%
$263/sqft
-
Price change
Source: Stellar MLS #TB8529017
$440,000-8.3%
$266/sqft
7/14/2026
Listed for sale
Source: Stellar MLS #TB8529017
$480,000+566.7%
$290/sqft
12/17/2025
Sold
Source: Hillsborough County Public Record
$72,000
$44/sqft

Neighborhood

4509 N 39th St
Tampa, FL, 33610 · 33610 - Tampa / East Lake

Market insights

Offer Insights

Choose an offer strength

List price: $435,000
$432,500 – $435,000
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 159 home closings in 33610 landed at this number or higher (59%). The median one sat 38 days before it went under contract, and this one is on day 88 after a $45,000 cut.

Sample: 159 closed home sales in 33610 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,569/mo
Principal & interest$2,269
Property taxes$83
Insurance$218
Down payment20% · $87,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,000

$263 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,655 sq ft

Time on market

88 days

Year built

2026

Monthly payment

About $2,569/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $993 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDALTON WADE INCListing agent: Annielys Moya ToledoListing data from Stellar MLS, MLS# TB8529017.

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