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Overview

0 baLand
TypeLand
HOA$942/qtr
Lot4,116 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

312 Gator Aly is a home in Outdoor Resorts River Ranch Rv Resort Ph 03, Lake Wales. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $942 quarterly.

From the listing

JUST LISTED IN RIVER RANCH RV RESORT! Welcome to Lot 312 Gator Alley, an absolute showstopper situated in the highly coveted Phase 3 of Florida's premier luxury outdoor destination. This massive 4,245-square-foot, big-rig-friendly deeded lot delivers the ultimate blend of natural Old Florida beauty, premium convenience, and total seclusion. The lot has been thoughtfully upgraded with brand new 200-amp electrical service, ensuring plenty of power for the largest luxury rigs. The property is fully shaded and cooled by a magnificent canopy of mature grand oak trees, creating a park-like backyard setting. Enveloped on all sides by lush, green foliage, you will enjoy unparalleled privacy while relaxing in your own dedicated "gathering nook," featuring a cozy fire pit table perfect for evening unwinding. The oversized concrete pad features an additional parking area designed to easily accommodate an extra vehicle, a trailer, or multiple golf carts, alongside a full-size matching shed for all your storage needs. Complete with a rare patch of open green space that is perfect for pets, this spacious lot boasts an unbeatable location within easy walking distance to the Phase 3 pool, pickleball courts, laundry facilities, and the bathhouse. Living in this golf-cart-friendly community means enjoying low-maintenance luxury. The quarterly HOA fee of $942 takes care of all your essentials, covering water, sewer, trash service, high-speed internet, cable/streaming TV, lawn maintenance, and 24/7 community security. Resort owners enjoy exclusive access to resort-style heated pools, hot tubs, tennis courts, a modern fitness center, and a luxury owner's lounge. Best of all, you are just a quick golf cart ride away from the legendary Westgate River Ranch Resort & Dude Ranch. This adjacent playground offers seamless access to a brand-new water park (with a lazy river coming soon), a full-service marina on the Kissimmee River, horseback riding, trap/skeet shooting, and the world-famous Saturday Night Rodeo. Top-tier on-site dining includes the River Ranch Cattle Company Steakhouse, Starbucks, and a general store. Whether you are searching for a turn-key weekend retreat, a premium full-time parking destination, or a high-yielding passive investment property for a rental program, Lot 312 Gator Alley is an exceptional find.

The essentials

On market
79 days
Annual tax
$2,236
HOA
$942/qtr
Flood zone
X · Low risk
Lot
4,116 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,901/mo
Down payment (20%)
$49,000
Property taxes
$186/mo
HOA
$942/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
4,116 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
79
Flood Zone X
Annual Tax (2025)
$2,236
Parcel #
31-31-23-996013-003120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Outdoor Resorts River Ranch Rv Resort Ph 03
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
4,116 sqft
HOA
$942/qtr
Manager

Price history

Date
Event
Price
7/27/2026
Listed for sale
Source: Stellar MLS #TB8529086
$245,000

Neighborhood

312 Gator Aly
Lake Wales, FL, 33898 · 33898 - Lake Wales

Calculator

Est. monthly payment
$1,901/mo
Principal & interest$1,278
Property taxes$186
Insurance$123
HOA$314
Down payment20% · $49,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$245,000

Time on market

79 days

Monthly payment

About $1,901/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,236 annual tax bill, insurance, and the $942/qtr HOA fee.

HOA fee

$942/qtr

Managed by Manager.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byFUTURE HOME REALTY INCListing agent: Michelle ChandlerListing data from Stellar MLS, MLS# TB8529086.

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