12870 N Armenia Ave, photo 1
Active
1 / 57

Overview

4 bd3 ba3,150 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot11,982 sqft
Living area3,150 sqft
Price / sqft$365
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
GREENMOOR SUB
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimarybedroom UpstairsSmart HomeStone Counters

12870 N Armenia Ave is a 2026-built home in Greenmoor Sub, Tampa. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,150 square feet of living space. Listed at $1,150,000 (about $365/sqft), 87 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

OWN THIS HOME WITH ESTIMATED PRINCIPAL & INTEREST PAYMENTS AS LOW AS $4,338.57/MONTH IN YEAR ONE. Seller-paid 3-2-1 temporary interest-rate buydown available with an acceptable offer. Based on an $832,500, 30-year loan at a 7.75% note rate, estimated principal and interest payments are $4,338.57/month at 4.75% in Year 1, $4,854.08/month at 5.75% in Year 2, $5,395.55/month at 6.75% in Year 3, and $5,960.34/month at 7.75% thereafter. An architect-designed modern estate overlooking West Lake, this newly completed custom residence combines contemporary design, resort-style outdoor living, and construction engineered for Florida. Set behind a private electric gate on a fully fenced homesite, it offers 3,150 heated square feet and 4,819 total square feet, with lake views, a heated pool, multiple covered entertaining spaces, and details seldom found together in Carrollwood new construction. Designed by Tampa-based RIOS Architecture under Florida-licensed architect Alex Rios, the home carries a cohesive vision from exterior form through interior finish. Two-story concrete-block construction, standing-seam metal roof, Miami-Dade HVHZ impact-rated windows and doors, hurricane-rated garage door, 400-amp electrical service, copper plumbing, dual-zone Trane HVAC, enhanced wall insulation, tankless water heater, and universal EV charging provide the substance behind the style. Inside, 10-foot ceilings on both levels, expansive glass, wide-plank glue-down engineered hardwood, large-format porcelain, and a floating staircase with motion-activated lighting create immediate scale and refinement. The great room features a floor-to-ceiling porcelain fireplace surround and opens through 8-foot sliders to the pool and covered lanai for effortless indoor-outdoor living. The chef’s kitchen centers on a 12-foot Calacatta Gold quartz waterfall island, complemented by ceiling-height cabinetry, a 60-inch built-in refrigerator, 36-inch professional-style range, pot filler, wave-gesture hood, second convection oven, built-in microwave, workstation sink, pop-up outlets, integrated lighting, and dedicated coffee and beverage station. Upstairs, the open loft extends onto a terrace of more than 600 square feet, approximately half covered, with porcelain flooring, tongue-and-groove ceiling, integrated speakers, lake views to the front, and pool views to the rear. The primary suite offers a private lake-view balcony, fireplace, concealed sliding privacy panels, designer lighting, and generous walk-in closet. Its spa-inspired bath pairs a floating double vanity with Calacatta Gold quartz, freestanding soaking tub, backlit mirror, frameless glass, rainfall shower, handheld wand, body sprays, and floor-to-ceiling porcelain slabs. A private first-floor second primary suite with its own exterior entrance offers flexibility for guests, extended stays, or multigenerational living. Outside, an automated salt-heated pool with sun shelf joins a covered lanai, freestanding lounge pavilion, adjustable louvered pergola, mature landscaping, privacy walls, app-controlled lighting, pool controls, security cameras, smart locks, automated blinds, Nest thermostats, and integrated surround sound. Parking for up to 10 vehicles makes entertaining effortless. Few homes unite this level of architecture, storm-ready construction, technology, guest flexibility, lake views, and layered outdoor living in one completed residence.

The essentials

Built
2026
Price / sqft
$365
On market
87 days
Annual tax
$1,931
Flood zone
X · Low risk
Lot
11,982 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Trees/Woods
Private pool
Heated
2 car garage
Covered
0.28 acres
Lot size

Payment

Est. monthly payment
$6,734/mo
Down payment (20%)
$230,000
Property taxes
$161/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
11,982 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric, Heat Pump, Zoned
Parking
Covered, Electric Vehicle Charging Station(s), Garage Door Opener, Off Street
Pool
Gunite, Heated, In Ground, Lighting, Salt Water
Days on Market
87
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Smart Home
Stone Counters
Walk-in Closet(s)
Balcony
Lighting
Private Entrance
Private Yard
Sidewalk
Sprinkler Metered
Convection Oven
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Flood Zone X
Annual Tax (2025)
$1,931
Parcel #
U-10-28-18-0ZC-000006-00014.1

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Greenmoor Sub
County
Hillsborough
MLS Area
33612 - Tampa / Forest Hills
Lot Size
11,982 sqft
Corner LotIn CountySidewalkPaved

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #TB8530894
$1,150,000-4.2%
$365/sqft
-
Price change
Source: Stellar MLS #TB8530894
$1,199,990-6.1%
$381/sqft
7/22/2026
Listed for sale
Source: Stellar MLS #TB8530894
$1,277,300+780.9%
$405/sqft
4/8/2004
Sold
Source: Hillsborough County Public Record
$145,000
$46/sqft

Neighborhood

12870 N Armenia Ave
Tampa, FL, 33612 · 33612 - Tampa / Forest Hills

Market insights

Offer Insights

Choose an offer strength

List price: $1,150,000
$1.14M – $1.15M
99.5% – 100% of listTops out right at the list price
80% of listList price
95 of the last 155 home closings in 33612 landed at this number or higher (61%). The median one sat 28 days before it went under contract, and this one is on day 87 after a $127,300 cut.

Sample: 155 closed home sales in 33612 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,734/mo
Principal & interest$5,998
Property taxes$161
Insurance$575
Down payment20% · $230,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,150,000

$365 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,150 sq ft

Time on market

87 days

Year built

2026

Monthly payment

About $6,734/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,931 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREAL BROKER, LLCListing agent: Craig KincheloeListing data from Stellar MLS, MLS# TB8530894.

Keep exploring Florida

Pick up where you left off, or see what else is out there.