

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- GREENMOOR SUB
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
12870 N Armenia Ave is a 2026-built home in Greenmoor Sub, Tampa. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,150 square feet of living space. Listed at $1,150,000 (about $365/sqft), 87 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
OWN THIS HOME WITH ESTIMATED PRINCIPAL & INTEREST PAYMENTS AS LOW AS $4,338.57/MONTH IN YEAR ONE. Seller-paid 3-2-1 temporary interest-rate buydown available with an acceptable offer. Based on an $832,500, 30-year loan at a 7.75% note rate, estimated principal and interest payments are $4,338.57/month at 4.75% in Year 1, $4,854.08/month at 5.75% in Year 2, $5,395.55/month at 6.75% in Year 3, and $5,960.34/month at 7.75% thereafter. An architect-designed modern estate overlooking West Lake, this newly completed custom residence combines contemporary design, resort-style outdoor living, and construction engineered for Florida. Set behind a private electric gate on a fully fenced homesite, it offers 3,150 heated square feet and 4,819 total square feet, with lake views, a heated pool, multiple covered entertaining spaces, and details seldom found together in Carrollwood new construction. Designed by Tampa-based RIOS Architecture under Florida-licensed architect Alex Rios, the home carries a cohesive vision from exterior form through interior finish. Two-story concrete-block construction, standing-seam metal roof, Miami-Dade HVHZ impact-rated windows and doors, hurricane-rated garage door, 400-amp electrical service, copper plumbing, dual-zone Trane HVAC, enhanced wall insulation, tankless water heater, and universal EV charging provide the substance behind the style. Inside, 10-foot ceilings on both levels, expansive glass, wide-plank glue-down engineered hardwood, large-format porcelain, and a floating staircase with motion-activated lighting create immediate scale and refinement. The great room features a floor-to-ceiling porcelain fireplace surround and opens through 8-foot sliders to the pool and covered lanai for effortless indoor-outdoor living. The chef’s kitchen centers on a 12-foot Calacatta Gold quartz waterfall island, complemented by ceiling-height cabinetry, a 60-inch built-in refrigerator, 36-inch professional-style range, pot filler, wave-gesture hood, second convection oven, built-in microwave, workstation sink, pop-up outlets, integrated lighting, and dedicated coffee and beverage station. Upstairs, the open loft extends onto a terrace of more than 600 square feet, approximately half covered, with porcelain flooring, tongue-and-groove ceiling, integrated speakers, lake views to the front, and pool views to the rear. The primary suite offers a private lake-view balcony, fireplace, concealed sliding privacy panels, designer lighting, and generous walk-in closet. Its spa-inspired bath pairs a floating double vanity with Calacatta Gold quartz, freestanding soaking tub, backlit mirror, frameless glass, rainfall shower, handheld wand, body sprays, and floor-to-ceiling porcelain slabs. A private first-floor second primary suite with its own exterior entrance offers flexibility for guests, extended stays, or multigenerational living. Outside, an automated salt-heated pool with sun shelf joins a covered lanai, freestanding lounge pavilion, adjustable louvered pergola, mature landscaping, privacy walls, app-controlled lighting, pool controls, security cameras, smart locks, automated blinds, Nest thermostats, and integrated surround sound. Parking for up to 10 vehicles makes entertaining effortless. Few homes unite this level of architecture, storm-ready construction, technology, guest flexibility, lake views, and layered outdoor living in one completed residence.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 155 closed home sales in 33612 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,150,000
$365 per sq ft
Beds and baths
4 beds, 3 baths
Size
3,150 sq ft
Time on market
87 days
Year built
2026
Monthly payment
About $6,734/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,931 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







