5540 Baffin Cir, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot15,000 sqft

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About this home

Street Lights

5540 Baffin Cir is a home in Spring Hill, Spring Hill. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Discover the perfect opportunity to build your dream home on this beautiful 0.344-acre cleared waterfront lot in the heart of Spring Hill. Offering both waterfront access and scenic water views, this homesite provides a peaceful setting to enjoy Florida's natural beauty. Whether you're looking to build your forever home, a seasonal retreat, or an investment property, this spacious parcel offers endless potential. Conveniently located near shopping, dining, parks, medical facilities, and the Gulf Coast's recreational amenities, this is your chance to own a piece of Florida waterfront living.

The essentials

On market
88 days
Annual tax
$606
Flood zone
X · Low risk
Lot
15,000 sqft
Type
Land

At a glance

Land
Waterfront
Pond
0.34 acres
Lot size

Payment

Est. monthly payment
$536/mo
Down payment (20%)
$17,000
Property taxes
$51/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
15,000 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Pond
Days on Market
88
Street Lights
Elementary
Westside Elementary-HN
Middle
Fox Chapel Middle School
High
Weeki Wachee High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$606
Parcel #
R32-323-17-5050-0220-0260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spring Hill
County
Hernando
MLS Area
34606 - Spring Hill/Brooksville/Weeki Wachee
Lot Size
15,000 sqft
ClearedLevelStreet LightsPaved

Price history

Date
Event
Price
7/20/2026
Listed for sale
Source: Stellar MLS #TB8531116
$85,000

Neighborhood

5540 Baffin Cir
Spring Hill, FL, 34606 · 34606 - Spring Hill/Brooksville/Weeki Wachee

Calculator

Est. monthly payment
$536/mo
Principal & interest$443
Property taxes$51
Insurance$43
Down payment20% · $17,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$85,000

Time on market

88 days

Monthly payment

About $536/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $606 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered bySTRAITE REAL ESTATEListing agent: Bryan ExlineListing data from Stellar MLS, MLS# TB8531116.

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