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Overview

4 bd2 ba1,962 sqft2 car garageSingle Family
TypeSingle Family
HOA$25/yr
Built1971
Lot9,688 sqft
Living area1,962 sqft
Price / sqft$344
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenOpen FloorplanThermostatWalk-in Closet(s)Window TreatmentsLightingSidewalkStreet Lights

1081 McFarland St is a 1971-built home in Pinehurst Highlands, Dunedin. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,962 square feet of living space. Listed at $675,000 (about $344/sqft), 81 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $25 annually.

From the listing

Virtually Staged. Opportunity knocks in one of Dunedin's most desirable golf cart friendly neighborhoods! This 4 bedroom, 2 bathroom home has some amazing potential!! Priced 200K below market! The bright living room greets you with warm natural light, separate family room and dining area. Kitchen over looks the pool and yard! Added Bonus/FL room. The split floor plan gives the primary suite its own privacy complete with generous closet & walk in shower. 3 spacious bedrooms on the opposite side ensure comfort and privacy for family or guests. If you've been looking for a home with incredible potential at an attractive entry price, this is it. While the home could benefit from some cosmetic updates, it offers outstanding bones, a functional floor plan, and a spacious backyard complete with a sparkling pool, large deck and covered area to entertain. This home provides the perfect canvas to make it your own. Major improvements have already been taken care of, including a new roof (2020), 6 yr HVAC system and an irrigation system supplied by reclaimed water to help keep landscaping costs down. Built with quality construction that's stood the test of time, these homes are known for their solid craftsmanship and durability. Bring your vision and unlock the potential to create your dream home while building equity in a sought-after location close to everything Dunedin has to offer. This location....simply unbeatable! Less than a block from Hammock Park’s acres of shaded walking trails, and minutes from downtown Dunedin’s vibrant restaurants, breweries, shops, festivals, and waterfront sunsets. Enjoy easy access to Caladesi Island and Honeymoon Island, the Dunedin Golf Club, Pinellas Trail and the Dunedin Blue Jays Stadium. This is more than a home, it’s a lifestyle and every day feels a little like vacation!

The essentials

Built
1971
Price / sqft
$344
On market
81 days
Annual tax
$1,895
HOA
$25/yr
Flood zone
X · Low risk
Lot
9,688 sqft
Type
Single Family Residence

At a glance

Single family
Built 1971
Private pool
In Ground
2 car garage
9,688 sqft lot
Lot size
1,962 sqft
Living area

Payment

Est. monthly payment
$4,018/mo
Down payment (20%)
$135,000
Property taxes
$158/mo
HOA
$25/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1971
Lot
9,688 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
81
Eat-in Kitchen
Open Floorplan
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Street Lights
Built-in Oven
Cooktop
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
San Jose Elementary-PN
Middle
Palm Harbor Middle-PN
High
Dunedin High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,895
Parcel #
23-28-15-69381-000-0800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pinehurst Highlands
County
Pinellas
MLS Area
34698 - Dunedin
Lot Size
9,688 sqft
City LimitsLandscapedNear Golf CourseNear MarinaNear Public TransitSidewalkPaved
HOA
$25/yr

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #TB8531185
$675,000-1.5%
$344/sqft
-
Price change
Source: Stellar MLS #TB8531185
$685,500-4.1%
$349/sqft
7/21/2026
Listed for sale
Source: Stellar MLS #TB8531185
$715,000
$364/sqft

Neighborhood

1081 McFarland St
Dunedin, FL, 34698 · 34698 - Dunedin

Market insights

Offer Insights

Choose an offer strength

List price: $675,000
$670,000 – $675,000
99.1% – 100% of listTops out right at the list price
80% of listList price
102 of the last 203 home closings in 34698 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 81 after a $40,000 cut.

Sample: 203 closed home sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,018/mo
Principal & interest$3,520
Property taxes$158
Insurance$338
HOA$2
Down payment20% · $135,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$675,000

$344 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,962 sq ft

Time on market

81 days

Year built

1971

Monthly payment

About $4,018/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,895 annual tax bill, insurance, and the $25/yr HOA fee.

HOA fee

$25/yr

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byENGEL & VOLKERS BELLEAIRListing agent: Kristin HallamekListing data from Stellar MLS, MLS# TB8531185.

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