

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
14496 & 14498 W Captain CT is a 1986-built home in St Martins Estuary Retreats Unit 02, Crystal River. Inside you'll find 2 bedrooms, 1 bathrooms, and 640 square feet of living space. Listed at $250,000 (about $391/sqft), 86 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
AN UNEXPECTED JOURNEY ALWAYS LEADS TO THE GRANDEST ADVENTURE! This little home is hidden amongst the most amazing, picturesque landscape that could only be imagined in a Tolkien tale. Nestled on 2 separate lots totaling .38-acres in the Ozello Keys and surrounded by a labyrinth of mangroves, tidal creeks, estuaries, marshes and wildlife galore, this 2-bedroom, 1 bath 640sqft waterfront home is your cozy escape to write your own tale. YOUR gateway to magic! Get ready, your journey begins now! But first things first, so let’s get to it. The home needs remediation from Hurricane Helene. Most of the walls have been stripped to the studs throughout, damaged cabinetry and appliances removed and is awaiting your creativity and finishing touches. The floor plan is back to basics with function over form, as the outdoors is really the place to be. The large 32’x9’ covered front porch strategically faces the Black Creek Canal, which leads directly to The St Martins River and out to The Gulf of America. Go ahead, sit a spell and contemplate your plans for the day, whether by land or by sea. A stacked stone garden wall at the entrance to the property adds a shire-like, romantic touch, reminiscent of a time long ago. Seawall and dock are a head start. Public water is a plus! NO HOA & NO DEED RESTRCTIONS, so bring all your toys! The Ozello Keys are connected by Ozello Trail, a curvy, scenic 10-mile road that meanders through salt marshes, mangrove islands, sabal palms and cedars and is famous for its unforgettable views of nature and wildlife. The Fish Creek Boat Ramp is 3 minutes away and the Ozello Community Park is only 7 minutes away for both a Boat Ramp and Kayak Launch. And with great fortune, your right smack in the middle of St Martins Marsh Aquatic Preserve and Crystal River Preserve which offer thousands of acres for boating, kayaking, fishing (both recreational and commercial), scalloping, birding watching, hiking, photography and more! The setting for the tale of your grand adventure is here. All you have to do is decide what to do with the time on your journey!
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 50 closed home sales in 34429 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$250,000
$391 per sq ft
Beds and baths
2 beds, 1 baths
Size
640 sq ft
Time on market
86 days
Year built
1986
Monthly payment
About $1,632/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,431 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







