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Overview

3 bd2 ba1,665 sqft2 car garageSingle Family
TypeSingle Family
HOA$212/yr
Built1990
Lot7,500 sqft
Living area1,665 sqft
Price / sqft$186
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)DishwasherDryerMicrowaveRangeRefrigeratorWasher

3210 Thoroughbred Loop is a 1990-built home in Steeplechase Ph 1, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,665 square feet of living space. Listed at $309,900 (about $186/sqft), 81 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $212 annually.

From the listing

This home is located in the family friendly Steeplechase neighborhood one mile north of Linder International Airport and a ten minute drive from the hugely popular Bonnet Springs Park. Also ten minutes away are Publix, Target and Lakeside Village shopping center and CMX movie theater. Lakeland is located along the I4 corridor between Tampa and Orlando. Entry to Polk Parkway is just south of the neighborhood providing quick convenient access to I4. The Kitchen is the heart of the home. This 3-Bedroom 2-Bathroom open-concept home with vaulted ceilings features a spacious centrally located kitchen with upgraded raised panel cabinets, granite countertops and stainless steel appliances. Well defined living spaces flow easily around the kitchen with bedrooms on opposite sides. Overall there is a feeling the given square footage is deceptively misstated...on the low side. The Master Bedroom suite features vaulted ceilings, walk-in closet and a skylit makeup and dressing area visitors will envy. This area (as well as the second bathroom) includes the same upgraded cabinetry and granite countertops found in the Kitchen. This Master Bedroom easily fits a king size bed with attending night stands, storage ottoman, dresser, armoire or any other furniture pieces you may deem necessary. The home's roof, gutters and 50 gallon water heater were all replaced within the last three years. The exterior was repainted in the spring of 2025. The Living Room fireplace was inspected, cleaned and given a new full-coverage cap to provide maximum weather and animal protection.

The essentials

Built
1990
Price / sqft
$186
On market
81 days
Annual tax
$2,468
HOA
$212/yr
Flood zone
X · Low risk
Lot
7,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
2 car garage
7,500 sqft lot
Lot size
1,665 sqft
Living area

Payment

Est. monthly payment
$1,995/mo
Down payment (20%)
$61,980
Property taxes
$206/mo
HOA
$212/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
7,500 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
81
Ceiling Fans(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,468
Parcel #
23-28-28-138012-000180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Steeplechase Ph 1
County
Polk
MLS Area
33811 - Lakeland
Lot Size
7,500 sqft
In County
HOA
$212/yr
uknown

Price history

Date
Event
Price
8/30/2026
Price change
Source: Stellar MLS #TB8532142
$309,900-1.9%
$186/sqft
-
Price change
Source: Stellar MLS #TB8532142
$316,000-2.7%
$190/sqft
7/23/2026
Listed for sale
Source: Stellar MLS #TB8532142
$324,900
$195/sqft

Neighborhood

3210 Thoroughbred Loop
Lakeland, FL, 33811 · 33811 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $309,900
$307,500 – $309,900
99.5% – 100% of listTops out right at the list price
80% of listList price
137 of the last 217 home closings in 33811 landed at this number or higher (63%). The median one sat 31 days before it went under contract, and this one is on day 81 after a $15,000 cut.

Sample: 217 closed home sales in 33811 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,995/mo
Principal & interest$1,616
Property taxes$206
Insurance$155
HOA$18
Down payment20% · $61,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$309,900

$186 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,665 sq ft

Time on market

81 days

Year built

1990

Monthly payment

About $1,995/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,468 annual tax bill, insurance, and the $212/yr HOA fee.

HOA fee

$212/yr

Managed by uknown.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byBY OWNER.COMListing agent: Greg SullivanListing data from Stellar MLS, MLS# TB8532142.

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