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About this home
12543 108th St is a 1986-built home in Whispering Pines Manor, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,962 square feet of living space. Listed at $529,900 (about $270/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
This is what Florida living feels like — warm evenings beside a private inground pool, the covered lanai catching the last of the afternoon breeze, and the Gulf beaches sitting just minutes from your front door. Whispering Pines Manor delivers that lifestyle with nothing standing in the way — no HOA fees, no CDD assessments, and a home that is truly move-in ready with zero work needed from day one. Unpack, settle in, and walk straight out to the water. The outdoor space anchors everything — a shaded lanai for slow mornings with coffee, open pool deck for sun-soaked afternoons, and enough yard to make it your own. No renovations on the horizon, no contractor calls to make — just a home that is ready for you exactly as it stands. Drive ten minutes in any direction and you hit the Gulf coast — beaches, waterfront dining, and everything the Largo area offers. No fees eating into your budget, no projects waiting on your list — just the Florida life, ready to live. Homes like this move fast. Call before it's gone.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$529,900
$270 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,962 sq ft
Time on market
80 days
Year built
1986
Monthly payment
About $3,248/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,628 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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