4575 Cove Cir #506, photo 1
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Overview

2 bd2 ba1,040 sqftCondominium
TypeCondominium
HOA$821/mo
Built1973
Living area1,040 sqft
Price / sqft$274

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ElevatorLiving Room/Dining Room ComboWalk-in Closet(s)LightingClubhouseFitness CenterPool

4575 Cove Cir #506 is a 1973-built home in Heritage House The Condo, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,040 square feet of living space. Listed at $285,000 (about $274/sqft), 82 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $821 monthly.

From the listing

Virtually Staged. Welcome to waterfront living in this beautifully maintained, gated 55+ community located approximately one mile from Madeira Beach and the Gulf of Mexico. Enjoy panoramic views of the lagoon, Intracoastal Waterway, and lush tropical grounds, along with stunning western-exposure sunsets and frequent sightings of dolphins and manatees. This fully furnished residence features easy-care wood and tile flooring throughout—no carpet—and includes a covered carport. The community laundry room is conveniently located just down the hall. The building is ideally positioned next to the clubhouse and swimming pool, providing easy access to the community’s extensive amenities. Residents enjoy 24-hour gated security, two swimming pools that are cooled in the summer and heated in the winter, fishing docks, covered picnic areas, barbecue grills, tennis, pickleball, shuffleboard, water aerobics, saunas, and a fitness center. The active clubhouse offers stage shows, dances, potlucks, bingo, darts, card games, and other organized activities led by a full-time social director. Stroll around the lagoon, relax among the beautifully landscaped grounds, or enjoy nearby shopping, restaurants, banking, and the American Legion. Seminole City Center and the Bay Pines VA Medical Center are also just minutes away. Covered boat slips and kayak storage may be available for rent through the association. Experience the relaxed Florida waterfront lifestyle—welcome to paradise! **Buyer should verify room measurements.

The essentials

Built
1973
Price / sqft
$274
On market
82 days
Annual tax
$1,082
HOA
$821/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 1973
Waterfront
Intracoastal Waterway
Community pool
Fitness center too
Assigned parking
1,040 sqft
Living area

Payment

Est. monthly payment
$2,540/mo
Down payment (20%)
$57,000
Property taxes
$90/mo
HOA
$821/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1973
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Covered, Guest
Waterfront
Intracoastal Waterway
Days on Market
82
Ceiling Fans(s)
Elevator
Living Room/Dining Room Combo
Walk-in Closet(s)
Lighting
Clubhouse
Fitness Center
Pool
Dishwasher
Disposal
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$1,082
Parcel #
03-31-15-38255-000-0506

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage House The Condo
County
Pinellas
MLS Area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Lot Size
-
HOA
$821/mo
Sea Towers/Laurie Lorenz

Price history

Date
Event
Price
7/22/2026
Listed for sale
Source: Stellar MLS #TB8532711
$285,000
$274/sqft

Neighborhood

4575 Cove Cir #506
St Petersburg, FL, 33708 · 33708 - St Pete/Madeira Bch/N Redington Bch/Shores

Market insights

Offer Insights

Choose an offer strength

List price: $285,000
$275,000 – $285,000
96.5% – 100% of listTops out right at the list price
80% of listList price
56 of the last 111 condo closings in 33708 landed at this number or higher (50%). The median one sat 71 days before it went under contract, and this one is on day 82.

Sample: 111 closed condo sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,540/mo
Principal & interest$1,486
Property taxes$90
Insurance$143
HOA$821
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$285,000

$274 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,040 sq ft

Time on market

82 days

Year built

1973

Monthly payment

About $2,540/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,082 annual tax bill, insurance, and the $821/mo HOA fee.

HOA fee

$821/mo

Managed by Sea Towers/Laurie Lorenz.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byBIANCHI REALTY & PROPERTY MANAGEMENT INC.Listing agent: Brenda BianchiListing data from Stellar MLS, MLS# TB8532711.

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