

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
4575 Cove Cir #506 is a 1973-built home in Heritage House The Condo, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,040 square feet of living space. Listed at $285,000 (about $274/sqft), 82 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $821 monthly.
Virtually Staged. Welcome to waterfront living in this beautifully maintained, gated 55+ community located approximately one mile from Madeira Beach and the Gulf of Mexico. Enjoy panoramic views of the lagoon, Intracoastal Waterway, and lush tropical grounds, along with stunning western-exposure sunsets and frequent sightings of dolphins and manatees. This fully furnished residence features easy-care wood and tile flooring throughout—no carpet—and includes a covered carport. The community laundry room is conveniently located just down the hall. The building is ideally positioned next to the clubhouse and swimming pool, providing easy access to the community’s extensive amenities. Residents enjoy 24-hour gated security, two swimming pools that are cooled in the summer and heated in the winter, fishing docks, covered picnic areas, barbecue grills, tennis, pickleball, shuffleboard, water aerobics, saunas, and a fitness center. The active clubhouse offers stage shows, dances, potlucks, bingo, darts, card games, and other organized activities led by a full-time social director. Stroll around the lagoon, relax among the beautifully landscaped grounds, or enjoy nearby shopping, restaurants, banking, and the American Legion. Seminole City Center and the Bay Pines VA Medical Center are also just minutes away. Covered boat slips and kayak storage may be available for rent through the association. Experience the relaxed Florida waterfront lifestyle—welcome to paradise! **Buyer should verify room measurements.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 111 closed condo sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$285,000
$274 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,040 sq ft
Time on market
82 days
Year built
1973
Monthly payment
About $2,540/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,082 annual tax bill, insurance, and the $821/mo HOA fee.
HOA fee
$821/mo
Managed by Sea Towers/Laurie Lorenz.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







