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Overview

7 bd7 ba5,116 sqft2 car garageSingle Family
TypeSingle Family
HOA$58/mo
Built2007
Lot28,347 sqft
Living area5,116 sqft
Price / sqft$142
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsVaulted Ceiling(s)

4205 Cremona CT is a 2007-built home in Sun N Lake, Sebring. Inside you'll find 7 bedrooms, 7 bathrooms, and 5,116 square feet of living space. Listed at $725,000 (about $142/sqft), 82 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $58 monthly.

From the listing

***OWNER FINANCING AVAILABLE*** Owner would like me to disclose that all terms are negotiable depending on interest rate, balloon term and down payment. Schedule a showing today and let's make a deal! Only nonnegotiable requirement is the down payment is not from acquiring a first lien on the property. Sellers will not be a junior lien with the financing on the property. Are you looking for your forever home or a rental investment property? With the split floor plan and abundance of rooms there are endless opportunities! You could lease this property as an income producing travel nurse station if you wanted to! You could get lost in this massive luxurious home that sits secluded at the end of a cul-de-sac. This majestic home definitely stands out from the neighborhood. Not only because it boasts 7 bedrooms and 5 Full and 2 1/2 baths. Even though it already sits on an .65 acre oversized lot, there is the possibility to make it even larger totaling .99 acres! The lot beside it that could be negotiated into the contract depending on the offer, parcel id C-04-34-28-151-7500-0430. That parcel has it's own address of 4204 Cremona Crt. That's right! You could have one of the largest homes and lots in the desirable community of Sun N Lake! What an amazing Gen Z multifamily home! On one side of the home is the master retreat that includes several bedrooms and bathrooms. The master bathroom is vast with with a large spa tub and substantial walk in closet. On the other side of the home there is an in-law suite set up with multiple bedrooms, bathrooms and kitchenette! Centered in the middle, are 3 winding flights of stairs that leads to a welcoming game room with a convenient guest bath and kitchenette. Attached is a two level movie theater room with projector included! Impressive high vaulted ceilings throughout. Outside there is immaculate landscaping that accentuates the features of the home and gives a relaxing sensation. There is a heated swimming spa, a mini golf course and a full outdoor kitchen making the backyard a focal point for entertainment. All of the rear windows of the home are new! 3 out of the 4 air conditioners are less than 4 years old! In the community there is a golf course, racquetball court, a restaurant and a hospital located conveniently in the community with a new heart center coming soon. Message me to schedule your showing today! Highlands County Florida

The essentials

Built
2007
Price / sqft
$142
On market
82 days
Annual tax
$7,700
HOA
$58/mo
Flood zone
X · Low risk
Lot
28,347 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
2 car garage
Converted Garage
0.65 acres
Lot size
5,116 sqft
Living area

Payment

Est. monthly payment
$4,843/mo
Down payment (20%)
$145,000
Property taxes
$642/mo
HOA
$58/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
28,347 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Converted Garage, Ground Level, Off Street, Parking Pad, Garage, Workshop in Garage
Days on Market
82
Ceiling Fans(s)
Crown Molding
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Vaulted Ceiling(s)
Courtyard
Dog Run
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Playground
Clubhouse
Golf Carts OK
Golf
Racquetball
Restaurant
Tennis Court(s)
Dryer
Microwave
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,700
Parcel #
C-04-34-28-151-7500-0410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sun N Lake
County
Highlands
MLS Area
33872 - Sebring
Lot Size
28,347 sqft
Cul-De-SacIrregular LotOversized Lot
HOA
$58/mo
Raymond Bossert

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #TB8533093
$725,000-4.0%
$142/sqft
-
Price change
Source: Stellar MLS #TB8533093
$755,000-6.8%
$148/sqft
7/27/2026
Listed for sale
Source: Stellar MLS #TB8533093
$810,000
$158/sqft

Neighborhood

4205 Cremona CT
Sebring, FL, 33872 · 33872 - Sebring

Market insights

Offer Insights

Choose an offer strength

List price: $725,000
$720,000 – $725,000
99.5% – 100% of listTops out right at the list price
80% of listList price
45 of the last 89 home closings in 33872 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 82 after a $85,000 cut.

Sample: 89 closed home sales in 33872 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,843/mo
Principal & interest$3,781
Property taxes$642
Insurance$363
HOA$58
Down payment20% · $145,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$725,000

$142 per sq ft

Beds and baths

7 beds, 7 baths

Size

5,116 sq ft

Time on market

82 days

Year built

2007

Monthly payment

About $4,843/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,700 annual tax bill, insurance, and the $58/mo HOA fee.

HOA fee

$58/mo

Managed by Raymond Bossert.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBLUE ORCHID REALTY INCListing agent: Mary GranthamListing data from Stellar MLS, MLS# TB8533093.

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