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Overview

3 bd2 ba1,152 sqftManufactured Home
TypeManufactured Home
HOANone listed
Built1990
Lot15,120 sqft
Living area1,152 sqft
Price / sqft$195

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About this home

Ceiling Fans(s)Eat-in KitchenStone CountersPrivate MailboxPrivate YardDryerMicrowaveRange

8620 Indian Ridge Trl is a 1990-built home in Indian Ridge, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,152 square feet of living space. Listed at $225,000 (about $195/sqft), 77 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this fully renovated manufactured home in Lakeland, Florida, offering modern upgrades, ultimate privacy, and incredible flexibility. Perfect investment property with attached ADU. Situated in Flood Zone X (no flood insurance required) with NO HOA, this turn-key property gives you the freedom to live without restrictions or extra monthly fees. Step inside to discover a completely transformed interior featuring brand-new subfloors and stylish luxury vinyl plank flooring running seamlessly throughout the entire house. The interior construction has been heavily upgraded with 5/8" fire code sheetrock walls and fresh wall insulation, providing superior durability, soundproofing, and energy efficiency. The heart of the home is the newly updated kitchen, equipped with brand-new cabinetry and sleek granite countertops. Both full bathrooms have been beautifully updated with modern finishes. Bright and airy, the home also boasts all-new windows and doors, bringing in plenty of natural light while keeping utility bills low. Outside, the property features a freshly painted exterior and a massive, fully fenced private backyard—perfect for pets, entertaining, or creating your own outdoor oasis. A large storage shed offers extra space for tools, toys, or workshop projects. Bonus Feature: The property includes an attached ADU (Accessory Dwelling Unit) with its own separate entrance. Whether you need an in-law suite, a private home office, a guest retreat, or a potential rental income generator, this versatile space adds immense value.

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The essentials

Built
1990
Price / sqft
$195
On market
77 days
Annual tax
$2,144
Flood zone
X · Low risk
Lot
15,120 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1990
0.35 acres
Lot size
1,152 sqft
Living area

Payment

Est. monthly payment
$1,464/mo
Down payment (20%)
$45,000
Property taxes
$179/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1990
Lot
15,120 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
77
Ceiling Fans(s)
Eat-in Kitchen
Stone Counters
Private Mailbox
Private Yard
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,144
Parcel #
23-27-09-000790-000080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Ridge
County
Polk
MLS Area
33810 - Lakeland
Lot Size
15,120 sqft

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #TB8533661
$225,000-4.3%
$195/sqft
7/28/2026
Listed for sale
Source: Stellar MLS #TB8533661
$235,000
$204/sqft

Neighborhood

8620 Indian Ridge Trl
Lakeland, FL, 33810 · 33810 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $225,000
$225,000
99.5% – 100% of listTops out right at the list price
80% of listList price
186 of the last 303 home closings in 33810 landed at this number or higher (61%). The median one sat 25 days before it went under contract, and this one is on day 77 after a $10,000 cut.

Sample: 303 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,465/mo
Principal & interest$1,173
Property taxes$179
Insurance$113
Down payment20% · $45,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$225,000

$195 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,152 sq ft

Time on market

77 days

Year built

1990

Monthly payment

About $1,464/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,144 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byJASON MITCHELL REAL ESTATE FLOListing agent: Daniel Gongora, LLCListing data from Stellar MLS, MLS# TB8533661.

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