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Overview

2 bd2 ba1,361 sqft2 car garageSingle Family
TypeSingle Family
HOA$164/mo
Built1979
Lot7,118 sqft
Living area1,361 sqft
Price / sqft$213
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenSplit BedroomWalk-in Closet(s)LightingPrivate EntrancePrivate Mailbox

2942 MacAlpin Dr W is a 1979-built home in Highland Lakes, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,361 square feet of living space. Listed at $289,900 (about $213/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $164 monthly.

From the listing

OPPORTUNITY KNOCKS IN HIGHLY SOUGHT-AFTER HIGHLAND LAKES! Welcome to one of Palm Harbor's premier 55+ golf communities, where resort-style amenities and an active lifestyle await. This very spacious 2-bedroom, 2-bath split plan home feels much bigger when you walk in then the actual heated square footage due to the addition of a florida room and bonus room. This home can easily be turned into a 3 bedroom and offers exceptional value and endless potential for buyers looking to make it their own.This is one you must see in person to understand and fully appreciate it's potential. Inside, you'll appreciate the generous layout featuring two separate living areas plus a versatile bonus/flex room just off the kitchen, ideal as a family room, Florida room, home office, hobby space, or reading retreat. The split-bedroom floor plan provides added privacy for both owners and guests. The kitchen features solid wood cabinetry, newer stainless steel appliances, abundant storage, and a functional layout that opens to the main living areas. Impact-resistant windows throughout the home are under warranty, only 4 years old and provide peace of mind, energy efficiency, and storm protection, while plantation shutters add charm and character in several rooms. A Brand New water heater was installed this year in 2026. Roof is 2009 and in very good shape. AC works good but is older. Some areas of the home feature tile flooring, while others offer carpet, giving buyers the opportunity to update and personalize the home to their own taste and style. The seller has already relocated, making this an excellent opportunity to own one of the best values in Highland Lakes. Life in Highland Lakes is second to none! Residents enjoy an incredible array of amenities, including: Unlimited golf on a 27-hole executive golf course (three private 9-hole courses included with HOA membership) Two community pools, including a 125,000 gallon geothermal-heated Olympic sized pool with heated whirlpool spa at the clubhouse, plus a second geothermal-heated pool overlooking beautiful Lake Tarpon Tennis and pickleball courts Clubhouse with fitness center and activity rooms Billiards, woodworking, ceramics, arts & crafts, and hobby studios Dozens of clubs, social events, dances, classes, and year-round activities Scenic walking paths and picturesque lakes Lake Tarpon access with community pontoon boats, fishing opportunities, and RV/boat storage (subject to association availability) Whether you're searching for a full-time Florida residence or the perfect seasonal retreat, this home offers great bones, a spacious and functional floor plan, valuable upgrades, and the chance to create your dream home in one of Palm Harbor's most desirable active adult communities. Bring your vision and discover why Highland Lakes continues to be one of Tampa Bay's most sought-after 55+ communities!

The essentials

Built
1979
Price / sqft
$213
On market
80 days
Annual tax
$1,520
HOA
$164/mo
Flood zone
X · Low risk
Lot
7,118 sqft
Type
Single Family Residence

At a glance

Single family
Built 1979
2 car garage
7,118 sqft lot
Lot size
1,361 sqft
Living area

Payment

Est. monthly payment
$1,948/mo
Down payment (20%)
$57,980
Property taxes
$127/mo
HOA
$164/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1979
Lot
7,118 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
80
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Split Bedroom
Walk-in Closet(s)
Lighting
Private Entrance
Private Mailbox
Private Yard
Sidewalk
Cooktop
Dishwasher
Disposal
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,520
Parcel #
31-27-16-38897-000-0860

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Highland Lakes
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
7,118 sqft
HOA
$164/mo
Highland Lakes

Price history

Date
Event
Price
10/15/2026
Price change
Source: Stellar MLS #TB8533663
$289,900-3.3%
$213/sqft
-
Price change
Source: Stellar MLS #TB8533663
$299,900-11.5%
$220/sqft
7/28/2026
Listed for sale
Source: Stellar MLS #TB8533663
$339,000
$249/sqft

Neighborhood

2942 MacAlpin Dr W
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $289,900
$285,000 – $289,900
98.3% – 100% of listTops out right at the list price
80% of listList price
74 of the last 146 home closings in 34684 landed at this number or higher (51%). The median one sat 20 days before it went under contract, and this one is on day 80 after a $49,100 cut.

Sample: 146 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,948/mo
Principal & interest$1,512
Property taxes$127
Insurance$145
HOA$164
Down payment20% · $57,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$289,900

$213 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,361 sq ft

Time on market

80 days

Year built

1979

Monthly payment

About $1,948/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,520 annual tax bill, insurance, and the $164/mo HOA fee.

HOA fee

$164/mo

Managed by Highland Lakes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byFLORIDA LUXURY REALTY INCListing agent: Stephanie GoodeListing data from Stellar MLS, MLS# TB8533663.

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