9409 Agate St, photo 1
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Overview

6 bd4 ba2,250 sqft1 car garageDuplex
TypeDuplex
HOANone listed
Built2023
Lot9,999 sqft
Living area2,250 sqft
Price / sqft$208
Garage1 car

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About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanPrivate YardRain Gutters

9409 Agate St is a 2023-built home in Port Charlotte Sub Sec 78, Port Charlotte. Inside you'll find 6 bedrooms, 4 bathrooms, and 2,250 square feet of living space. Listed at $469,000 (about $208/sqft), 81 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Investor Alert! 2023 Built Turnkey Duplex — One Side Leased, One Side Fully Furnished & Ready to Cash Flow. This 2023 built duplex is a rare, multi-strategy income play with immediate returns and zero deferred maintenance. One unit is currently leased and delivering day-one cash flow. The second unit comes fully furnished and move-in ready—giving investors a plug-and-play opportunity to launch short-term (Airbnb/VRBO), mid-term rental, or PadSplit by-the-room rental. Live in one side and keep the tenant in the other unit. Each unit offers 3 bedrooms, 2 bathrooms, a private 1-car garage, and a large laundry room and a layout that appeals equally to long-term tenants and short-term guests. Both units feature luxury vinyl flooring for durability and low turnover cost, high ceilings, and open-concept layouts. Kitchens include contemporary cabinetry, stainless steel appliances, and generous quartz counter space. Each owner's suite has a large walk-in closet and an ensuite bath with walk-in shower; guest baths feature a tile tub/shower combination. Built for resilience and low insurance overhead: hurricane impact-resistant windows and doors throughout, and no flood insurance required—protecting both your asset and your Income. Connected to public water and sewer, the property sits on a quiet street backing to a greenbelt with no rear neighbors, adding privacy that guests and tenants value. Location drives demand: minutes from Gulf Coast beaches, championship golf, dining, shopping, and entertainment, with Englewood Beach and Boca Grande under 25 minutes away. Schools, hospitals, and recreation are all an easy drive—strong fundamentals for both long-term tenant retention and short-term guest bookings.

The essentials

Built
2023
Price / sqft
$208
On market
81 days
Annual tax
$8,142
Flood zone
X500* · Low risk
Lot
9,999 sqft
Type
Duplex

At a glance

Multi-family
Built 2023
1 car garage
9,999 sqft lot
Lot size
2,250 sqft
Living area

Payment

Est. monthly payment
$3,359/mo
Down payment (20%)
$93,800
Property taxes
$679/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
2023
Lot
9,999 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
81
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Private Yard
Rain Gutters
Flood Zone X500*
Annual Tax (2025)
$8,142
Parcel #
412120328006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sub Sec 78
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft

Price history

Date
Event
Price
7/29/2026
Listed for sale
Source: Stellar MLS #TB8534441
$469,000
$208/sqft

Neighborhood

9409 Agate St
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $469,000
$450,000 – $469,000
95.8% – 100% of listTops out right at the list price
80% of listList price
243 of the last 484 home closings in 33981 landed at this number or higher (50%). The median one sat 88 days before it went under contract, and this one is on day 81.

Sample: 484 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,359/mo
Principal & interest$2,446
Property taxes$679
Insurance$235
Down payment20% · $93,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$469,000

$208 per sq ft

Beds and baths

6 beds, 4 baths

Size

2,250 sq ft

Time on market

81 days

Year built

2023

Monthly payment

About $3,359/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,142 annual tax bill, insurance.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byHOMESMARTListing agent: Dariusz NowakListing data from Stellar MLS, MLS# TB8534441.

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