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Overview

3 bd2 ba2,188 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1978
Lot11,966 sqft
Living area2,188 sqft
Price / sqft$310
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsSplit BedroomStone Counters

12291 Monarch Cir is a 1978-built home in Boca Ciega Ridge 5th Add Unit Three, Seminole. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,188 square feet of living space. Listed at $679,000 (about $310/sqft), 72 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully maintained pool home, ideally situated on one of Seminole's most picturesque streets. Combining spacious indoor living with inviting outdoor spaces, this home offers the perfect setting for everyday living, entertaining, or continuing its success as a vacation rental. From the moment you arrive, the cobblestone driveway, manicured landscaping, and welcoming curb appeal create a lasting first impression. Inside, the open floor plan features generously sized rooms filled with natural light, creating an inviting atmosphere for family and friends. The heart of the home is the spacious kitchen, complete with white solid wood cabinets, a convenient breakfast bar, and excellent flow into the main living areas. The adjoining family room is anchored by an expansive stone fireplace and features an entire wall of sliding glass doors that open to the covered patio, creating seamless indoor-outdoor living. Step outside to your own private backyard retreat. The screened pool, large covered patio, and additional outdoor entertaining spaces make it easy to enjoy Florida's year-round sunshine. Whether you're hosting weekend gatherings, dining outdoors, or relaxing poolside, the fully fenced yard provides exceptional privacy. A storage shed offers added convenience, while the expansive yard provides plenty of room for pets, play, or gardening. The spacious primary suite overlooks the pool and features dual closets, and an ensuite bath with double sinks. A large laundry room, attached garage, backyard access and covered parking for an additional vehicle and abundant storage throughout the home add everyday functionality. Currently operating as a successful Airbnb / STR / Vacation Rental, this property offers excellent flexibility as a primary residence, second home, or investment opportunity. Located just minutes from Seminole's award-winning parks, shopping, dining, top-rated schools, and the beautiful Gulf beaches, this home offers the perfect combination of comfort, convenience, and Florida lifestyle.

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The essentials

Built
1978
Price / sqft
$310
On market
72 days
Annual tax
$10,814
Flood zone
X · Low risk
Lot
11,966 sqft
Type
Single Family Residence

At a glance

Single family
Built 1978
Private pool
In Ground
2 car garage
0.27 acres
Lot size
2,188 sqft
Living area

Payment

Est. monthly payment
$4,782/mo
Down payment (20%)
$135,800
Property taxes
$901/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1978
Lot
11,966 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
72
Built-in Features
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Courtyard
Lighting
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Sidewalk
Storage
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$10,814
Parcel #
28-30-15-09724-002-0420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Boca Ciega Ridge 5th Add Unit Three
County
Pinellas
MLS Area
33772 - Seminole
Lot Size
11,966 sqft

Price history

Date
Event
Price
9/21/2026
Price change
Source: Stellar MLS #TB8534597
$679,000-3.0%
$310/sqft
8/3/2026
Listed for sale
Source: Stellar MLS #TB8534597
$699,900
$320/sqft

Neighborhood

12291 Monarch Cir
Seminole, FL, 33772 · 33772 - Seminole

Market insights

Offer Insights

Choose an offer strength

List price: $679,000
$670,000 – $679,000
98.7% – 100% of listTops out right at the list price
80% of listList price
71 of the last 141 home closings in 33772 landed at this number or higher (50%). The median one sat 26 days before it went under contract, and this one is on day 72 after a $20,900 cut.

Sample: 141 closed home sales in 33772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,782/mo
Principal & interest$3,541
Property taxes$901
Insurance$340
Down payment20% · $135,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$679,000

$310 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,188 sq ft

Time on market

72 days

Year built

1978

Monthly payment

About $4,782/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,814 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS REALTY PORTFOLIO COLLECTIONListing agent: Chase WalsethListing data from Stellar MLS, MLS# TB8534597.

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