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About this home
1620 Sand Key Estates CT is a 1998-built home in Moorings Of Sand Key The, Clearwater Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,306 square feet of living space. Listed at $1,495,000 (about $648/sqft), 69 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $273 monthly.
Extremely Rare Gulf-View Waterfront Estate in Sand Key's Most Exclusive Gated Community Experience spectacular western sunsets and panoramic Gulf views from this exceptional waterfront estate, located within The Moorings of Sand Key—the only gated single-family waterfront community of its kind on Sand Key. Designed in timeless Florida style, this elegant residence offers 2,306 square feet of beautifully appointed living space with three bedrooms, three bathrooms, and a spacious second-floor loft that captures breathtaking Gulf and Intracoastal views. Soaring ceilings, abundant natural light, and expansive waterfront vistas create a bright, inviting atmosphere throughout. The well-appointed kitchen features solid wood cabinetry, granite countertops, stainless steel appliances, and a wet bar complete with a wine cooler—perfect for entertaining. The highly desirable first-floor primary suite overlooks the water, offering peaceful views and exceptional convenience. Upstairs, the versatile loft provides a stunning vantage point to enjoy unforgettable sunsets, watch dolphins swim by, or simply relax while taking in the million-dollar views of the Gulf of Mexico and Intracoastal Waterway. Outdoor living is equally impressive. A screened-in lanai surrounds the private pool, while an extended composite sun deck offers the perfect setting for waterfront entertaining or quiet evenings by the water. For boating enthusiasts, this property is truly unmatched. The protected deep-water dock features water and electric service, a 32,000-pound boat lift (installed in 2018), an additional wet slip, and a dedicated WaveRunner lift—providing ample accommodations for a yacht, sailboat, or personal watercraft. With no fixed bridges to the Gulf of Mexico, you'll enjoy effortless access to open water from this protected Intracoastal harbor. Constructed with concrete block on pilings at a high elevation, the home offers lasting durability while helping keep flood insurance costs low. Electric hurricane shutters protect the upstairs windows and rear patio for added peace of mind. Located within the prestigious 24-hour guard-gated Moorings of Sand Key, this exclusive residence delivers privacy, security, and an exceptional waterfront lifestyle. Notably, both the community and this home remained high and dry throughout the 2024 hurricane season, reflecting the property's superior elevation and location. Just a short stroll to beach access and conveniently situated near the guard gate, this rare waterfront offering combines luxury, security, world-class boating, and some of the most spectacular sunset views on Florida's Gulf Coast.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,495,000
$648 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,306 sq ft
Time on market
69 days
Year built
1998
Monthly payment
About $10,738/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $23,041 annual tax bill, insurance, and the $273/mo HOA fee.
HOA fee
$273/mo
Managed by Associa Gulf Coast.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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