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Overview

7 bd8 ba7,223 sqftSingle Family
TypeSingle Family
HOANone listed
Built1925
Lot23,409 sqft
Living area7,223 sqft
Price / sqft$485

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About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom Upstairs

403 Magnolia Dr is a 1925-built home in Harbor Oaks, Clearwater. Inside you'll find 7 bedrooms, 8 bathrooms, and 7,223 square feet of living space. Listed at $3,500,000 (about $485/sqft), 74 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. A rare opportunity to own one of Harbor Oaks’ most distinguished estates. Built between 1918 and 1925, 403 Magnolia Drive pairs nearly a century of architectural character with the scale and presence of a true estate—all just one block from the water, minutes from Downtown Clearwater, and located in desirable Flood Zone X. Spanning 7,223 square feet across three levels, the seven-bedroom, seven-and-a-half-bath estate is defined by soaring natural light, original hardwood floors, beautifully preserved architectural details, and an exceptional sense of space. Floor-to-ceiling windows line the dual formal living rooms, while a sun-filled solarium with NEW windows and an adjoining Florida room create effortless transitions throughout the main level. A private library and expansive family room offer additional spaces for both intimate everyday living and large-scale entertaining. Each of the home’s seven bedrooms features its own private full bathroom, an extraordinary level of comfort and privacy for family and guests. Upstairs, two generous suites open onto a sweeping wraparound deck and feature beautifully appointed, spa-inspired baths. The entire third floor offers another private retreat with a full bath, fireplace, sun deck, and abundant storage—creating exceptional flexibility for a primary suite, guest quarters, or private living level. At the heart of the home, the kitchen is designed for both serious cooking and entertaining, featuring commercial-grade stainless steel appliances, a Dacor gas range, custom millwork, and an oversized walk-in pantry. A wet bar, tray ceilings, and French doors opening to the courtyard and outdoor living spaces further enhance the home’s ability to host with ease. Outside, the estate unfolds across a prominent corner lot of more than half an acre—an increasingly rare offering in this location. Mature surroundings create a private setting for the resort-style pool and spa, expansive deck, and outdoor entertaining areas, while a circular drive provides an impressive sense of arrival. Moments from Downtown Clearwater’s dining and entertainment, minutes from Clearwater Beach, and surrounded by some of the area’s most notable residences, 403 Magnolia Drive offers a combination of history, scale, land, and lifestyle that is truly one of a kind.

The essentials

Built
1925
Price / sqft
$485
On market
74 days
Annual tax
$34,596
Flood zone
X · Low risk
Lot
23,409 sqft
Type
Single Family Residence

At a glance

Single family
Built 1925
Private pool
Heated
0.54 acres
Lot size
7,223 sqft
Living area

Payment

Est. monthly payment
$22,887/mo
Down payment (20%)
$700,000
Property taxes
$2,883/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1925
Lot
23,409 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Boat, Circular Driveway, Curb Parking, Driveway, Electric Vehicle Charging Station(s), Ground Level, Guest, On Street
Pool
Auto Cleaner, Deck, Gunite, Heated, In Ground, Lighting, Self Cleaning, Tile
Days on Market
74
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Courtyard
Garden
Hurricane Shutters
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Sprinkler Metered
Storage
Street Lights
Bar Fridge
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Freezer
Gas Water Heater
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Belleair Elementary-PN
Middle
Largo Middle-PN
High
Clearwater High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$34,596
Parcel #
16-29-15-36270-000-0840

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Oaks
County
Pinellas
MLS Area
33756 - Clearwater/Belleair
Lot Size
23,409 sqft
Corner LotNear Golf CourseOversized LotPrivateSidewalkPaved

Price history

Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #TB8535473
$3,500,000+16.7%
$485/sqft
7/31/2026
Listed for sale
Source: Stellar MLS #TB8535473
$3,000,000
$415/sqft

Neighborhood

403 Magnolia Dr
Clearwater, FL, 33756 · 33756 - Clearwater/Belleair

Market insights

Offer Insights

Choose an offer strength

List price: $3,500,000
$3.46M – $3.50M
99% – 100% of listTops out right at the list price
80% of listList price
66 of the last 131 home closings in 33756 landed at this number or higher (50%). The median one sat 31 days before it went under contract, and this one is on day 74.

Sample: 131 closed home sales in 33756 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$22,887/mo
Principal & interest$18,254
Property taxes$2,883
Insurance$1,750
Down payment20% · $700,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$3,500,000

$485 per sq ft

Beds and baths

7 beds, 8 baths

Size

7,223 sq ft

Time on market

74 days

Year built

1925

Monthly payment

About $22,887/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $34,596 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byMIHARA & ASSOCIATES INC.Listing agent: Abi NealListing data from Stellar MLS, MLS# TB8535473.

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