4523 E Harvard Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot18,321 sqft

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About this home

4523 E Harvard Dr is a home in Parsons Pt Add, Hernando. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Mobile Home & Manufactured Home opportunity in Parsons Point - Hernando! ?? Don't miss this 0.42-acre lot in Hernando's desirable Parsons Point community! Whether you're planning your dream home, a weekend retreat, or a smart investment, this property offers the perfect blend of peaceful surroundings and convenient access to lakes, nature, and outdoor recreation. Enjoy the charm of Florida's Nature Coast while still being close to shopping, dining, and everyday amenities. Opportunities like this don't last—make it yours today!

The essentials

On market
70 days
Annual tax
$211
Flood zone
X · Low risk
Lot
18,321 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$148/mo
Down payment (20%)
$4,580
Property taxes
$18/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
18,321 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
70
Flood Zone X
Annual Tax (2025)
$211
Parcel #
19E-18S-24-0010-00120-0310

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Parsons Pt Add
County
Citrus
MLS Area
34442 - Hernando
Lot Size
18,321 sqft

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #TB8535776
$22,900-6.5%
-
Price change
Source: Stellar MLS #TB8535776
$24,500-7.5%
8/4/2026
Listed for sale
Source: Stellar MLS #TB8535776
$26,500

Neighborhood

4523 E Harvard Dr
Hernando, FL, 34442 · 34442 - Hernando

Calculator

Est. monthly payment
$148/mo
Principal & interest$119
Property taxes$18
Insurance$11
Down payment20% · $4,580
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$22,900

Time on market

70 days

Monthly payment

About $148/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $211 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byTOP BROKERAGE, LLCListing agent: Tony GiglioListing data from Stellar MLS, MLS# TB8535776.

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