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Overview

4 bd2 ba2,715 sqftSingle Family
TypeSingle Family
HOANone listed
Built1967
Lot10,263 sqft
Living area2,715 sqft
Price / sqft$217

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About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanSolid Wood CabinetsPrivate MailboxSidewalkDishwasherDryer

13589 101st Ter is a 1967-built home in Urban Farms, Seminole. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,715 square feet of living space. Listed at $589,000 (about $217/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Experience the best of Florida living in this beautifully updated 4-bedroom, 2-bath home, tucked away on a quiet, private cul-de-sac in desirable unincorporated Seminole. Just a short drive from the white-sand beaches of Indian Rocks, Madeira, and Redington Beach, you'll love being minutes from waterfront dining, local shops, parks, and everything that makes the Gulf Coast so special. Inside, the open-concept layout creates a bright, welcoming atmosphere that's perfect for everyday living and entertaining guests. Recent updates include a newer roof (2023), A/C and ductwork (2024), bathroom vanities (2024), and washer & dryer (2024), offering peace of mind for years to come. The spacious kitchen showcases modern appliances, sleek finishes, abundant storage, and plenty of counter space, seamlessly connecting to the main living areas for effortless entertaining. Step outside to a spacious backyard shaded by mature oak trees, providing the perfect setting to relax, entertain, or play. NO HOA in flood zone X! Located in one of the county's highest elevations in a non-evacuation zone and zoned for highly rated Oakhurst Elementary, this home combines an unbeatable location with thoughtful updates, privacy, and convenience. Whether you're searching for a primary residence, vacation home, or seasonal retreat, this is your opportunity to enjoy the Florida lifestyle you've been dreaming of. Schedule your showing today!

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The essentials

Built
1967
Price / sqft
$217
On market
70 days
Annual tax
$7,907
Flood zone
X · Low risk
Lot
10,263 sqft
Type
Single Family Residence

At a glance

Single family
Built 1967
10,263 sqft lot
Lot size
2,715 sqft
Living area

Payment

Est. monthly payment
$4,025/mo
Down payment (20%)
$117,800
Property taxes
$659/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1967
Lot
10,263 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
70
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Solid Wood Cabinets
Private Mailbox
Sidewalk
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
Oakhurst Elementary-PN
Middle
Seminole Middle-PN
High
Seminole High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,907
Parcel #
20-30-15-93492-000-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Urban Farms
County
Pinellas
MLS Area
33776 - Seminole/Largo
Lot Size
10,263 sqft
Corner LotCul-De-SacStreet Dead-EndPrivate

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #TB8536097
$589,000-1.8%
$217/sqft
-
Price change
Source: Stellar MLS #TB8536097
$599,900-2.5%
$221/sqft
8/5/2026
Listed for sale
Source: Stellar MLS #TB8536097
$615,000
$227/sqft

Neighborhood

13589 101st Ter
Seminole, FL, 33776 · 33776 - Seminole/Largo

Market insights

Offer Insights

Choose an offer strength

List price: $589,000
$580,000 – $589,000
98.1% – 100% of listTops out right at the list price
80% of listList price
44 of the last 87 home closings in 33776 landed at this number or higher (51%). The median one sat 24 days before it went under contract, and this one is on day 70 after a $26,000 cut.

Sample: 87 closed home sales in 33776 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,025/mo
Principal & interest$3,072
Property taxes$659
Insurance$295
Down payment20% · $117,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$589,000

$217 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,715 sq ft

Time on market

70 days

Year built

1967

Monthly payment

About $4,025/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,907 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLPT REALTY, LLCListing agent: Jeremy BurgosListing data from Stellar MLS, MLS# TB8536097.

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