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About this home
13589 101st Ter is a 1967-built home in Urban Farms, Seminole. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,715 square feet of living space. Listed at $589,000 (about $217/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. Experience the best of Florida living in this beautifully updated 4-bedroom, 2-bath home, tucked away on a quiet, private cul-de-sac in desirable unincorporated Seminole. Just a short drive from the white-sand beaches of Indian Rocks, Madeira, and Redington Beach, you'll love being minutes from waterfront dining, local shops, parks, and everything that makes the Gulf Coast so special. Inside, the open-concept layout creates a bright, welcoming atmosphere that's perfect for everyday living and entertaining guests. Recent updates include a newer roof (2023), A/C and ductwork (2024), bathroom vanities (2024), and washer & dryer (2024), offering peace of mind for years to come. The spacious kitchen showcases modern appliances, sleek finishes, abundant storage, and plenty of counter space, seamlessly connecting to the main living areas for effortless entertaining. Step outside to a spacious backyard shaded by mature oak trees, providing the perfect setting to relax, entertain, or play. NO HOA in flood zone X! Located in one of the county's highest elevations in a non-evacuation zone and zoned for highly rated Oakhurst Elementary, this home combines an unbeatable location with thoughtful updates, privacy, and convenience. Whether you're searching for a primary residence, vacation home, or seasonal retreat, this is your opportunity to enjoy the Florida lifestyle you've been dreaming of. Schedule your showing today!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$589,000
$217 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,715 sq ft
Time on market
70 days
Year built
1967
Monthly payment
About $4,025/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,907 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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