Virtually Staged. Cottage on the water! No flooding inside in 2024 storms! You'll be amazed at this 2 bed/1.5 bath waterfront home that features 930 sq. ft of living space and a dock and two lifts--one for jet ski! The large open concept living/dining/kitchen has water views from every room! Recently remodeled with comfort in mind, the chef's kitchen has plenty of wood cabinets and a pantry for storage, quartz countertops and stainless appliances. There's a kitchen peninsula with seating where guests can enjoy the views of the water. In addition to the kitchen, the 2026 remodel includes fresh drywall and insulation on all walls and ceiling with foam board insulation in Florida room, new decorator paint throughout, wide-plank luxury vinyl waterproof flooring throughout, new sliding door to composite deck--perfect for early morning coffee, upgraded baths with walk-in shower in main bath, and second bedroom/den/office includes a utility closet with 2026 washer/dryer and convenient half bath. The HVAC system is 2026 and a mini split was added in the Florida room for extra comfort. The primary bedroom has a wall of closets for storage with two hallway closets for linens and bedding. Window blinds are installed on all windows. Two sheds: one for boating supplies and the other for additional storage or tools. Price includes share for the lot and ownership in the co-op. The concrete seawall is maintained by the Co-op, which is a big savings for the homeowner. This sophisticated cottage would make a great full time residence, winter getaway, or investment property as renting is allowed with 2-month minimum. You could even rent the boat lift if desired. The residence is located in the premiere 55+ waterfront community of Americana Cove, located only 10 mins from downtown St. Petersburg, 20 mins to two airports and 3 mins to 4th street dining, shopping and grocery. You're in the hub of everything yet located in a serene beautiful community. 2 pets (dogs or cats) up to 35 pds are welcomed! Low monthly maintenance fee of $410 includes water, sewer, trash pick up, lawn mowing, 24 hr manned gate, private streets and all amenities including two boat ramps, kayak launch, heated pool, clubhouse, fitness center and so much more! This is a sweet find!