22861 Sterling Manor Loop, photo 1
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Overview

3 bd2 ba1,795 sqft2 car garageSingle Family
TypeSingle Family
HOA$345/yr
Built1994
Lot9,113 sqft
Living area1,795 sqft
Price / sqft$276
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboL DiningLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

22861 Sterling Manor Loop is a 1994-built home in Willow Bend, Lutz. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,795 square feet of living space. Listed at $495,000 (about $276/sqft), 66 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $345 semi-annually.

From the listing

Missed it the first time? It’s back! Here’s your second chance — this Lutz pool home is back on the market. Move-in ready and already updated. Three bedrooms, two baths, a sparkling private pool, and a screened lanai set the tone. The work is done: quartz kitchen, LVP flooring, modern walk-in showers. Just unpack and jump in. Inside, the open layout works for everyday living and weekend entertaining. White cabinetry, quartz counters, plantation shutters, LED lighting, and refreshed baths with lighted mirrors. Outside, a private pool, spacious screened patio, generous yard, and storage shed. New Super Gutters at the pool deck keep water moving where it should. Location does the rest. Lutz living near top-rated schools, Lake Park, Brooker Creek, Publix, Aldi, Target, and Tampa Premium Outlets — with an easy shot to St. Joseph’s Hospital-North, TPA, Downtown Tampa, and the Riverwalk. No waiting on a renovation. This one is ready now. Private showings.

The essentials

Built
1994
Price / sqft
$276
On market
66 days
Annual tax
$5,944
HOA
$345/yr
Flood zone
X · Low risk
Lot
9,113 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
Private pool
Salt Water
2 car garage
9,113 sqft lot
Lot size
1,795 sqft
Living area

Payment

Est. monthly payment
$3,354/mo
Down payment (20%)
$99,000
Property taxes
$495/mo
HOA
$345/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
9,113 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Salt Water, Screen Enclosure
Days on Market
66
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
L Dining
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Yard
Rain Gutters
Sidewalk
Storage
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Lake Myrtle Elementary-PO
Middle
Charles S. Rushe Middle-PO
High
Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,944
Parcel #
19-26-31-0010-00100-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Willow Bend
County
Pasco
MLS Area
33549 - Lutz
Lot Size
9,113 sqft
LandscapedSidewalkPaved
HOA
$345/yr
Kayla

Price history

Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #TB8536464
$495,000-3.9%
$276/sqft
-
Price change
Source: Stellar MLS #TB8536464
$515,000-0.8%
$287/sqft
8/5/2026
Listed for sale
Source: Stellar MLS #TB8536464
$519,000
$289/sqft

Neighborhood

22861 Sterling Manor Loop
Lutz, FL, 33549 · 33549 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $495,000
$492,500 – $495,000
99.5% – 100% of listTops out right at the list price
80% of listList price
40 of the last 76 home closings in 33549 landed at this number or higher (53%). The median one sat 26 days before it went under contract, and this one is on day 66 after a $24,000 cut.

Sample: 76 closed home sales in 33549 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,353/mo
Principal & interest$2,582
Property taxes$495
Insurance$248
HOA$29
Down payment20% · $99,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$495,000

$276 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,795 sq ft

Time on market

66 days

Year built

1994

Monthly payment

About $3,354/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,944 annual tax bill, insurance, and the $345/yr HOA fee.

HOA fee

$345/yr

Managed by Kayla.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTHE RAND WILSON GROUPListing agent: Tammy MackListing data from Stellar MLS, MLS# TB8536464.

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