Fern St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot15,400 sqft

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About this home

Fern St is a home in Moon Lake Estates, New Port Richey. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Four adjoining platted lots totaling approximately 0.35 acre and 15,400 square feet in Moon Lake Estates. Pasco County Zoning has confirmed that one mobile home or one single-family home, including modular construction, may be placed on the existing parcel. The County has also confirmed that the property may be separated between Lots 86 and 87 into Two Adjoining Parcels, each containing Two original platted lots. Following completion of the parcel-separation process, each resulting parcel may accommodate one Mobile home or one Single-family home. The combined property measures approximately 140 by 110 feet. Each potential homesite would measure approximately 70 by 110 feet and contain approximately 7,700 square feet. This configuration offers an opportunity for Two neighboring residences or multigenerational living. The property is currently combined under one parcel identification number, and the separation must follow the original recorded lot lines. Located in FEMA Flood Zone X with No HOA and No CDD. Qualified buyers may purchase with as little as a 20% Down payment. Approximately one mile from Moon Lake Park and convenient to State Road 52, Jay B. Starkey Wilderness Park, shopping, healthcare, and Downtown New Port Richey. For navigation, use 9624 or 9634 Fern Street, New Port Richey, FL 34654 as the GPS reference. The vacant property is directly across the road from both homes. GPS coordinates: 28.2975, -82.6033. Parcel ID: 21-25-17-0130-22600-0850.

The essentials

On market
69 days
Annual tax
$205
Flood zone
X · Low risk
Lot
15,400 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$149/mo
Down payment (20%)
$4,600
Property taxes
$17/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
15,400 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
69
Flood Zone X
Annual Tax (2025)
$205
Parcel #
17-25-21-013.0-226.00-085.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Moon Lake Estates
County
Pasco
MLS Area
34654 - New Port Richey
Lot Size
15,400 sqft
BuildableIn County

Price history

Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #TB8536472
$23,000-4.2%
8/6/2026
Listed for sale
Source: Stellar MLS #TB8536472
$24,000

Neighborhood

Fern St
New Port Richey, FL, 34654 · 34654 - New Port Richey

Calculator

Est. monthly payment
$149/mo
Principal & interest$120
Property taxes$17
Insurance$12
Down payment20% · $4,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$23,000

Time on market

69 days

Monthly payment

About $149/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $205 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byLPT REALTY, LLCListing agent: Carol VillaniListing data from Stellar MLS, MLS# TB8536472.

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