510 Palmer Cir, photo 1
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Overview

2 bd2 ba1,390 sqft1 car garageVilla
TypeVilla
HOA$1,400/yr
Built1977
Lot2,696 sqft
Living area1,390 sqft
Price / sqft$212
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Deed RestrictionsGolf Carts OKPoolSidewalksDisposal

510 Palmer Cir is a 1977-built home in Tarpon Woods Tanglewood Patio Homes, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,390 square feet of living space. Listed at $295,000 (about $212/sqft), 68 days on market. Flood zone AE* - confirm flood insurance requirements with your lender. HOA runs $1,400 semi-annually.

From the listing

Welcome to 510 Palmer Circle in desirable Palm Harbor! This charming 2-bedroom, 2-bathroom villa offers a comfortable and functional layout ideal for year-round living, a seasonal retreat, or an investment opportunity. The spacious living areas provide plenty of room to relax and entertain, while the split-bedroom design offers added privacy for residents and guests. Conveniently located near shopping, dining, recreation, and the beautiful Gulf Coast beaches, this villa places you close to everything Palm Harbor has to offer. Schedule your private showing today and discover the potential of this inviting home!

The essentials

Built
1977
Price / sqft
$212
On market
68 days
Annual tax
$4,608
HOA
$1,400/yr
Flood zone
AE*
Lot
2,696 sqft
Type
Villa

At a glance

Villa
Built 1977
Community pool
Shared amenity
1 car garage
2,696 sqft lot
Lot size
1,390 sqft
Living area

Payment

Est. monthly payment
$2,188/mo
Down payment (20%)
$59,000
Property taxes
$384/mo
HOA
$1,400/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1977
Lot
2,696 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
68
Ceiling Fans(s)
Deed Restrictions
Golf Carts OK
Pool
Sidewalks
Disposal
Elementary
Cypress Woods Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE*
Annual Tax (2025)
$4,608
Parcel #
34-27-16-90017-000-0054

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tarpon Woods Tanglewood Patio Homes
County
Pinellas
MLS Area
34685 - Palm Harbor
Lot Size
2,696 sqft
HOA
$1,400/yr
Citadel Property Management Group

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #TB8536680
$295,000-4.8%
$212/sqft
-
Price change
Source: Stellar MLS #TB8536680
$310,000-4.6%
$223/sqft
8/6/2026
Listed for sale
Source: Stellar MLS #TB8536680
$325,000
$234/sqft

Neighborhood

510 Palmer Cir
Palm Harbor, FL, 34685 · 34685 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $295,000
$287,500 – $295,000
97.2% – 100% of listTops out right at the list price
80% of listList price
12 of the last 23 townhouse or villa closings in 34685 landed at this number or higher (52%). The median one sat 60 days before it went under contract, and this one is on day 68 after a $30,000 cut.

Sample: 23 closed townhouse or villa sales in 34685 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,187/mo
Principal & interest$1,539
Property taxes$384
Insurance$148
HOA$117
Down payment20% · $59,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$295,000

$212 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,390 sq ft

Time on market

68 days

Year built

1977

Monthly payment

About $2,188/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,608 annual tax bill, insurance, and the $1,400/yr HOA fee.

HOA fee

$1,400/yr

Managed by Citadel Property Management Group.

Flood zone

Zone AE*

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byBLACK PHOENIX REAL ESTATE LLCListing agent: Thompson DouglassListing data from Stellar MLS, MLS# TB8536680.

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