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Overview

4 bd2 ba1,712 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2003
Lot10,019 sqft
Living area1,712 sqft
Price / sqft$234
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit Bedroom

28 SW 21st Ave is a 2003-built home in Cape Coral, Cape Coral. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,712 square feet of living space. Listed at $400,000 (about $234/sqft), 67 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

WESTERN EXPOSURE, A SPARKLING POOL, AND AN EXPANDED LANAI CREATE THE PERFECT SOUTHWEST FLORIDA RETREAT. This beautifully updated 4 bedroom, 2 bathroom home offers 1,712 square feet under air, a 2 car garage, fresh exterior paint, and a stylish new metal roof. Inside, the bright and modern interior features new luxury vinyl tile flooring, updated fixtures, and high ceilings that create an open, spacious feel throughout. The beautifully renovated kitchen serves as the heart of the home with quartz countertops, a sleek tile backsplash, stainless steel appliances, white shaker cabinetry, a large farmhouse sink, and generous storage and workspace for cooking and entertaining. The primary bathroom was updated in 2025, blending modern finishes with everyday comfort and functionality. Step outside and enjoy the best of Florida living in your private backyard oasis. The recently extended screened lanai provides even more space for relaxing, dining, and entertaining while overlooking the sparkling pool and pavered pool deck. With desirable western exposure, you can enjoy beautiful Florida sunsets from your own backyard. The fully fenced yard has been refreshed with new areca palms for added privacy and features several fruit trees, offering the opportunity to enjoy fresh, homegrown produce right from your property. An additional concrete pad provides the perfect space for grilling, outdoor dining, or creating another comfortable seating area. Additional features include storm shutters for the windows and a desirable Flood Zone X location, meaning no lender required flood insurance. Centrally located near shopping, dining, entertainment, boating, world class fishing, and Southwest Florida’s white sandy beaches, this home combines modern updates, exceptional outdoor living, and an unbeatable location. Don’t miss your opportunity to own your own slice of paradise. Schedule your private showing today!

The essentials

Built
2003
Price / sqft
$234
On market
67 days
Annual tax
$3,676
Flood zone
X500 · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
Private pool
In Ground
2 car garage
10,019 sqft lot
Lot size
1,712 sqft
Living area

Payment

Est. monthly payment
$2,592/mo
Down payment (20%)
$80,000
Property taxes
$306/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
10,019 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
67
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Sliding Doors
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$3,676
Parcel #
16-44-23-C1-03708.0260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33991 - Cape Coral
Lot Size
10,019 sqft

Price history

Date
Event
Price
8/7/2026
Listed for sale
Source: Stellar MLS #TB8536927
$400,000
$234/sqft

Neighborhood

28 SW 21st Ave
Cape Coral, FL, 33991 · 33991 - Cape Coral

Market insights

Offer Insights

Choose an offer strength

List price: $400,000
$395,000 – $400,000
98.5% – 100% of listTops out right at the list price
80% of listList price
16 of the last 31 home closings in 33991 landed at this number or higher (52%). The median one sat 29 days before it went under contract, and this one is on day 67.

Sample: 31 closed home sales in 33991 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,592/mo
Principal & interest$2,086
Property taxes$306
Insurance$200
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$400,000

$234 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,712 sq ft

Time on market

67 days

Year built

2003

Monthly payment

About $2,592/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,676 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byTHE KEYES COMPANYListing agent: Tiffany PackardListing data from Stellar MLS, MLS# TB8536927.

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