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About this home
1295 E Ray St is a home in Hercala Acres Unit 02, Hernando. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Discover the possibilities on this expansive 3.85-acres (subdivided into 3 separate lots or use as a whole!) located at 1295 E Ray St in Hernando, Florida. This corner lot offers ample paved road access, property provides plenty of room to create your own private retreat, or future investment opportunity. Flood zone X, no HOA fees, no flood insurance required! Property survey available! Aerial photo shows properties approximate outline in Red. Seller is also selling the 3.6 acre property, approximate outlined in Blue adjacent to this (address 1345 Ray St. MLS#TB8537411). Purchase both lots to secure nearly 7.5 acres! Conveniently located in the Hernando area, this spacious parcel gives you the opportunity to enjoy the natural beauty and laid-back lifestyle of Citrus County while remaining within reach of shopping, dining, outdoor recreation, and the surrounding communities. Close proximity to Citrus Hills Country Club! Whether you're looking for land to hold as an investment or searching for a larger homesite with room to spread out, this property is worth exploring.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$150,000
Time on market
69 days
Monthly payment
About $933/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $907 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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