4049 45th Ave N, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot17,206 sqft

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About this home

4049 45th Ave N is a home St Petersburg. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

MOTIVATED SELLER w/ possible Seller Financing...NON-FLOOD ZONE, NON-EVACUATION ZONE. 43 FEET BASE ELEVATION. Discover the perfect canvas for your next custom home, duplex or triplex in this beautiful neighborhood. This expansive 145 X 120 foot cleared lot is subdividable making it a rare find .39 acres, offering ample space for your architectural vision. Nestled within the RU-4 Zoning, this property provides the flexibility to design a residence, duplex or triplex tailored to your lifestyle and it is BUILD-READY: Cleared and primed for construction, saving you time and effort. NON-EVACUATION ZONE: Enjoy peace of mind knowing your future home or investment property is in a non-evacuation zone, ensuring safety and convenience. NON-FLOOD ZONE: High and dry, this lot is located outside of flood-prone areas, providing peace of mind for years to come.

The essentials

On market
68 days
Annual tax
$5,618
Flood zone
X · Low risk
Lot
17,206 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$2,898/mo
Down payment (20%)
$85,000
Property taxes
$468/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
17,206 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
68
Elementary
New Heights Elementary-PN
Middle
Tyrone Middle-PN
High
St. Petersburg High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,618
Parcel #
03-31-16-00000-310-1800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Pinellas
MLS Area
33714 - St Pete
Lot Size
17,206 sqft

Price history

Date
Event
Price
8/10/2026
Listed for sale
Source: Stellar MLS #TB8537409
$425,000

Neighborhood

4049 45th Ave N
St Petersburg, FL, 33714 · 33714 - St Pete

Calculator

Est. monthly payment
$2,897/mo
Principal & interest$2,217
Property taxes$468
Insurance$213
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,000

Time on market

68 days

Monthly payment

About $2,898/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,618 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byJAY ALAN REAL ESTATEListing agent: Jay PhillipsListing data from Stellar MLS, MLS# TB8537409.

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