4340 Pagosa Springs Cir, photo 1
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Overview

4 bd2 ba1,830 sqft2 car garageSingle Family
TypeSingle Family
HOA$500/yr
Built2018
Lot6,970 sqft
Living area1,830 sqft
Price / sqft$191
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorSplit BedroomWalk-in Closet(s)DishwasherRangeRefrigerator

4340 Pagosa Springs Cir is a 2018-built home in Ridgecrest, Melbourne. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,830 square feet of living space. Listed at $349,900 (about $191/sqft), 63 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $500 annually.

From the listing

Welcome home! This spacious 4-bedroom, 2-bathroom home offers a desirable split-bedroom floor plan, an open-concept living area, and a great combination of comfort, privacy, and convenience. The open floor plan creates a welcoming space for everyday living and entertaining, while the split bedroom layout provides added privacy with the primary suite separated from the additional bedrooms. Enjoy the added privacy of no neighbors to the right of the home and no neighbors directly behind the backyard, creating a peaceful outdoor setting with fewer surrounding homes. Located in a convenient area, you're just minutes from major shopping, a variety of restaurants, and I-95, making commuting and everyday errands easy.

The essentials

Built
2018
Price / sqft
$191
On market
63 days
Annual tax
$5,720
HOA
$500/yr
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
2 car garage
6,970 sqft lot
Lot size
1,830 sqft
Living area

Payment

Est. monthly payment
$2,519/mo
Down payment (20%)
$69,980
Property taxes
$477/mo
HOA
$500/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
6,970 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
63
Ceiling Fans(s)
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Dishwasher
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$5,720
Parcel #
28 3716-56-*-50

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ridgecrest
County
Brevard
MLS Area
32901 - Melbourne
Lot Size
6,970 sqft
HOA
$500/yr
Towers management group

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #TB8537537
$349,900-1.4%
$191/sqft
-
Price change
Source: Stellar MLS #TB8537537
$354,900-2.2%
$194/sqft
8/10/2026
Listed for sale
Source: Stellar MLS #TB8537537
$363,000
$198/sqft

Neighborhood

4340 Pagosa Springs Cir
Melbourne, FL, 32901 · 32901 - Melbourne

Market insights

Offer Insights

Choose an offer strength

List price: $349,900
$347,500 – $349,900
99.5% – 100% of listTops out right at the list price
80% of listList price
44 of the last 75 home closings in Melbourne landed at this number or higher (59%). The median one sat 17 days before it went under contract, and this one is on day 63 after a $13,100 cut.

Sample: 75 closed home sales in Melbourne over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,518/mo
Principal & interest$1,825
Property taxes$477
Insurance$175
HOA$42
Down payment20% · $69,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,900

$191 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,830 sq ft

Time on market

63 days

Year built

2018

Monthly payment

About $2,519/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,720 annual tax bill, insurance, and the $500/yr HOA fee.

HOA fee

$500/yr

Managed by Towers management group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySK REALTYListing agent: Tres HallListing data from Stellar MLS, MLS# TB8537537.

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